4827 Turtle Bay Ter, Bradenton, FL 34203 Property Records

Manatee County property record for 4827 Turtle Bay Ter, Bradenton, FL 34203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,656 sqft · built 2002
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Mar 2003)
Tax Bill	$2,914 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16977-2595-9`

Property Details

APN / Parcel Number

Primary APN	`16977-2595-9`
Alternative APN	`3518091697725959`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,656 sqft Living Area
Gross Area	3,384 sqft
1st Floor Area	2,656 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,450 sqft (0.217 acres)
Lot Dimensions	135 ft deep x 70 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4827 TURTLE BAY TER
City	BRADENTON
State	FL
Zip	34203-3158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 212 SABAL HARBOUR PHASE VI PI#16977.2595/9
Legal Range	18E
Legal Township	35S
Legal Section	09
Legal Subdivision	SABAL HARBOUR PHASE VI
Legal Tract	01697707
Legal Lot Number	212
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2010
Census Tract	804

Owner

4827 Turtle Bay Ter is owned and occupied by two individuals who acquired it in April 2006.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4827 TURTLE BAY TER, BRADENTON, FL 34203-3158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2003 · Amount on File
Deed Sale	Mar 5, 2003 · Amount on File
Prior Sale	Apr 2, 2002 · Amount on File
Deed Book / Page	1808 / 5319
Last Transfer Date	Apr 15, 2006
Transfer Doc	0021174547
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4827 TURTLE BAY TER, BRADENTON, FL 34203-3158
Document Number	0026793096
Book / Page	002679 / 003096
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	ENTITLE INSURANCE COMPANY, ENTITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4827 TURTLE BAY TER BRADENTON FL 342033158, BRADENTON, FL 34203-3158

Mortgage

Document Number	0026793096
Date	Jun 16, 2017
Book Page	002679/003096
Instrument	41057552

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4827 Turtle Bay Ter was $2,914 with a homeowner's exemption, up 3.6% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,533 (+2.7%)	$521,225 (-1.03%) Land $43,350 Building $477,875
2025	$2,914.00 (+3.59%) Homeowner's exemption	$210,840	$526,653 Land $43,350 Building $483,303
2024	$2,813.00 (+2.22%)
2023	$2,752.00 (+3.38%) Homeowner's exemption	$198,930 (+3%)	$532,086 (+14.82%) Land $43,350 Building $488,736
2022	$2,662.00 Homeowner's exemption	$193,136	$463,406 Land $42,500 Building $420,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4827 Turtle Bay Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4827 Turtle Bay Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20