Manatee County property record for 4839 Turtle Bay Ter, Bradenton, FL 34203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,236 sqft · built 2002 |
| Lot Size | 0.236 acres (10,268 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Oct 2025) |
| Tax Bill | $3,378 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Apr 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16977-2610-9 |
| Primary APN | 16977-2610-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,236 sqft Living Area |
| Gross Area | 3,006 sqft |
| 1st Floor Area | 2,236 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,268 sqft (0.236 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
| Porch | Screened Porch |
| Porch Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 4839 TURTLE BAY TER |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34203-3158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 215 SABAL HARBOUR PHASE VI PI#16977.2610/9 |
| Legal Range | 18E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | SABAL HARBOUR PHASE VI |
| Legal Tract | 01697707 |
| Legal Lot Number | 215 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 804 |
4839 Turtle Bay Ter is owned and occupied by two individuals who bought it in October 2025.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4839 TURTLE BAY TER, BRADENTON, FL 34203-3158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2025 | Warranty Deed, Transfer SARASOTA TITLE SERVICES, SARASOTA TITLE SERVICES INC |
| Apr 28, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Nov 2, 2021 | Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC |
| Dec 31, 2018 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2025 · Amount on File |
| Deed Sale | Oct 7, 2025 · Amount on File |
| Prior Sale | May 16, 2013 · Amount on File |
| Deed Document Number | 2025123043 |
| Prior Transfer Date | Apr 28, 2022 |
| Prior Transfer Doc | 0000057015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Oct 7, 2025 |
| Property Address | 4839 TURTLE BAY TER, BRADENTON, FL 34203-3158 |
| Document Number | 0041123043 |
| Map Reference | MB 36 PG 180 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 202541123043 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | SARASOTA TITLE SERVICES, SARASOTA TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1124 BLESSED ISLES DR NW, PALM BAY, FL 32907-8128 |
| Name | Verified Name |
|---|---|
| Address | 4839 TURTLE BAY TER, BRADENTON, FL 34203-3158 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 28, 2022 |
| Property Address | 4839 TURTLE BAY TER, BRADENTON, FL 34203-3158 |
| Document Number | 0041057015 |
| Map Reference | MB 36 PG 80 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 202241057015 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4839 TURTLE BAY TER, BRADENTON, FL 34203-3158 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 4839 TURTLE BAY TER, BRADENTON, FL 34203-3158 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Title Company | PGP TITLE |
| Name | Verified Name |
|---|---|
| Address | 4839 TURTLE BAY TER, BRADENTON, FL 34203-3158 |
| Document Number | 202141145763 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 202141145763 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45242 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 4839 TURTLE BAY TER, BRADENTON, FL 34203-3158 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0027624341 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 2762/4341 |
| Instrument | 201841129315 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 4839 Turtle Bay Ter was $3,378, up 3.4% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $471,404 (+88.11%) Land $43,350 Building $428,054 | $471,404 (-1.34%) Land $43,350 Building $428,054 | |
| 2025 | $3,378.00 (+3.43%) Homeowner's exemption | $250,602 (+2.9%) | $477,810 (-1.34%) Land $43,350 Building $434,460 |
| 2024 | $3,266.00 (+2%) Homeowner's exemption | $243,539 (+3%) | $484,301 (-0.38%) Land $43,350 Building $440,951 |
| 2023 | $3,202.00 (+1.04%) Disabled Person's exemption | $236,446 (+3%) | $486,163 (+15.52%) Land $43,350 Building $442,813 |
| 2022 | $3,169.00 Homeowner's exemption Disabled Person's exemption | $229,559 | $420,837 Land $42,500 Building $378,337 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4839 Turtle Bay Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 6 (1998–2024) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4839 Turtle Bay Ter is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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