4842 Ocean Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 4842 Ocean Blvd, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,070 sqft · built 2001
Lot Size	0.069 acres (3,010 sqft)
Owner	Company Name on File
Last Sale	$1,850,000 (Aug 2025)
Tax Bill	$14,977 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-3990-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-3990-1`
Alternative APNs	`00-2S-22-0075-0000-1000` `22S200007500001000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,070 sqft Living Area
Gross Area	4,064 sqft
1st Floor Area	1,022 sqft
Upper Floors Area	2,048 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	3,010 sqft (0.069 acres)
Garage Type	Attached
Garage Area	286 sqft
Porch	Finished/Open Porch
Porch Area	708 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4842 OCEAN BLVD
City	DESTIN
State	FL
Zip	32541-5742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESTINY BY THE SEA S/D LOT 100
Legal Subdivision	DESTINY BY THE SEA S/D
Legal Lot Number	100
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1030
Census Tract	23308

Owner

4842 Ocean Blvd is owned by a company that bought it in August 2025.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record	Company Name on File
Mailing Address	132 S KEAKI WOOD, VINEYARD, UT 84059-5738
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage RITA COCHRANE ETAL
May 7, 2020	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	May 7, 2020 · Amount on File
Deed Document Number	20253770945
Prior Transfer Date	Oct 14, 2011
Prior Transfer Doc	0030064461
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4842 OCEAN BLVD, DESTIN, FL 32541-5742
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 S KEAKI WOOD, VINEYARD, UT 84059-5738

Mortgage

Document Number	0003775658
Date	Oct 1, 2025
Instrument	3775658

Lender

Name	RITA COCHRANE ETAL
Type	Private Party
Address	1138 BATTERY LN, NASHVILLE, TN 37220

Agreement

Amount	Amount on Record
Term	58 Months
Due	Aug 1, 2030

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 7, 2020
Property Address	4842 OCEAN BLVD, DESTIN, FL 32541-5742
Document Number	0034603746
Book / Page	3460 / 3746
Map Reference	MB 16 PG 21&22
Instrument Date	Apr 30, 2020
Instrument	3356616
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$8,006.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11705 LONGLEAF LN, 11705, HOUSTON, TX 77024-6415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 BATTERY LN, NASHVILLE, TN 37220-1033

Mortgage

Document Number	0034603748
Date	May 7, 2020
Instrument	3460/3748

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 4842 Ocean Blvd was $14,977.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,977.00	$1,342,842 Land $608,615 Building $734,227	$1,342,842 Land $608,615 Building $734,227
2023	$13,500.00 (+14.8%)	$1,294,090 (+21.8%) Land $409,060 Building $885,030	$1,294,090 (+21.8%) Land $409,060 Building $885,030
2022	$11,760.00	$1,062,504 Land $350,055 Building $712,449	$1,062,504 Land $350,055 Building $712,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4842 Ocean Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2001) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4842 Ocean Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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