Charlotte County property record for 4841 Duncan Rd, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 816 sqft · built 1961 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $188,000 (Aug 2022) |
| Tax Bill | $1,070 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 40-23-26-477-009 |
| Primary APN | 40-23-26-477-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Gross Area | 984 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004623228 |
|---|---|
| Old Parcel Number | 01070120000009 |
| Street Address | 4841 DUNCAN RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MHC |
| Legal Description | VTR 000 000C 0025 VILLA TRIANGULO BLK C LT 25 227/591 496/37 PR82-616 1412/1397 2922/34 TXD3703/788 423 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 26 |
| Legal Subdivision | VILLA TRIANGULO |
| Legal Block | C |
| Legal Lot Number | 25 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10200 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4841 DUNCAN RD, PUNTA GORDA, FL 33982-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Aug 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 1, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Sep 13, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2022 · Amount on Record |
| Deed Sale | Aug 25, 2022 · Amount on Record |
| Prior Sale | May 1, 2018 · Amount on Record |
| Deed Document Number | 3143928 |
| Deed Book / Page | 5039 / 274 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 4841 DUNCAN RD, PUNTA GORDA, FL 33982-1640 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|---|
| Address | 4841 DUNCAN RD, PUNTA GORDA, FL 33982-1640 |
| Document Number | 0047091120 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 4709/1120 |
| Instrument | 2904455 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 25, 2022 |
| Property Address | 4841 DUNCAN RD, PUNTA GORDA, FL 33982-1640 |
| Document Number | 0050390274 |
| Book / Page | 5039 / 274 |
| Map Reference | MB 4 PG 67 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 3143928 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | AMROCK LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,316.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4841 DUNCAN RD, PUNTA GORDA, FL 33982-1640 |
| Name | Verified Name |
|---|---|
| Address | 2605 SILVER LAKE AVE, TAMPA, FL 33614-2832 |
| Document Number | 0050390277 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 5039/277 |
| Instrument | 3143929 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 1, 2018 |
| Property Address | 4841 DUNCAN RD, PUNTA GORDA, FL 33982-1640 |
| Document Number | 0043091207 |
| Book / Page | 004309 / 001207 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 2608121 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2018 |
| Title Company | INTEGRITY TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $588.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4841 DUNCAN RD PUNTA GORDA FL 339821640, PUNTA GORDA, FL 33982-1640 |
| Document Number | 43091209 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 004309/001209 |
| Instrument | 2608122 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 13, 2017 |
| Property Address | 4841 DUNCAN RD, PUNTA GORDA, FL 33982-1640 |
| Document Number | 0042360946 |
| Book / Page | 004236 / 000946 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 2551289 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $336.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5708 E MARCONI AVE SCOTTSDALE AZ 852541885, SCOTTSDALE, AZ 85254-1885 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,070.00 (-62.31%) Homeowner's exemption | $110,943 (-23.74%) | $67,980 (-4.68%) Land $10,120 Building $57,860 |
| 2023 | $2,839.00 (+237.98%) | $145,485 (+212.86%) | $71,316 (+13.12%) Land $10,580 Building $60,736 |
| 2022 | $840.00 Homeowner's exemption | $46,501 | $63,043 Land $7,038 Building $56,005 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 151 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 units insured incl. 16 condo units |
| Nearby Flood Claims | 257 (1982–2024) |
| Claims Outside the SFHA | 3 of 257 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures