Charlotte County property record for 4836 Duncan Rd, Punta Gorda, FL 33982
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.21 acres (9,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Apr 2024) |
| Tax Bill | $194 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Aug 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 402326478009 |
| Primary APN | 402326478009 |
|---|---|
| Alternative APNs |
|
| Lot Area | 9,150 sqft (0.21 acres) |
|---|---|
| Lot Dimensions | 122 ft deep x 75 ft wide |
| Account Number | 00904140000001 |
|---|---|
| Street Address | 4836 DUNCAN RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1641 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | MHC |
| Legal Description | PINE ACRES BLK A LT 13 LESS TH N/LY 27.90 FT FOR DOT ROW 595/2142 697/138 925/1352 1056/1323 1405/394 DC1506/1672(WW) 1598/1159 1617/2015 4001/329 5031/1929 3397595 CD3412729 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 26 |
| Legal Subdivision | PINE ACRES |
| Legal Tract | PIA |
| Legal Block | A |
| Legal Lot Number | 13 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 10200 |
4836 Duncan Rd, residential vacant land, is owned by two individuals who bought it in April 2024.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4844 DUNCAN RD, PUNTA GORDA, FL 33982-1641 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2024 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Aug 9, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2024 · Amount on File |
| Deed Sale | Apr 25, 2024 · Amount on File |
| Prior Sale | Aug 9, 2022 · Amount on File |
| Deed Document Number | 20243397595 |
| Prior Transfer Date | Apr 24, 2024 |
| Prior Transfer Doc | 0003412729 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 25, 2024 |
| Property Address | 4836 DUNCAN RD, PUNTA GORDA, FL 33982-1641 |
| Document Number | 0003397595 |
| Map Reference | MB 7 PG 6 |
| Instrument Date | Apr 24, 2024 |
| Instrument | 3397595 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Title Company | SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2599 BOYD RD, WINGO, KY 42088-9464 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4844 DUNCAN RD, PUNTA GORDA, FL 33982-1641 |
| Document Number | 0003397597 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 3397597 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 9, 2022 |
| Property Address | 4836 DUNCAN RD, PUNTA GORDA, FL 33982-1641 |
| Document Number | 0050311929 |
| Book / Page | 5031 / 1929 |
| Map Reference | MB 7 PG 6 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 3137903 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $910.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2601 HALL AVE, 2601, TIFTON, GA 31794-2732 |
| Name | Verified Name |
|---|---|
| Address | 150 LAISHKY CT #114 # 114, 114, PUNTA GORDA, FL 33950 |
The 2025 property tax bill for 4836 Duncan Rd was $194, down 39.9% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $194.00 (-39.94%) | $12,903 Land $12,903 | $12,903 Land $12,903 |
| 2024 | $323.00 (+1.25%) | ||
| 2023 | $319.00 (+57.14%) | $13,490 (+27.78%) | $15,870 (+50.33%) Land $15,870 |
| 2022 | $203.00 | $10,557 Land $10,557 | $10,557 Land $10,557 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4836 Duncan Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 39 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 units insured incl. 30 condo units |
| Nearby Flood Claims | 6 (2010–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4836 Duncan Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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