Charlotte County property record for 4835 Duncan Rd, Punta Gorda, FL 33982
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 2005 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $85,000 (Jun 2019) |
| Tax Bill | $1,004 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 402326477010 |
| Primary APN | 402326477010 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,040 sqft Living Area |
|---|---|
| Flooring | Vinyl/Resilient |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Manufactured |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 260 sqft |
| Deck Area | Deck Area |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 01070130000008 |
|---|---|
| Street Address | 4835 DUNCAN RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1640 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | MHC |
| Legal Description | VILLA TRIANGULO BLK C LT 26 RP/VIN-SBHGA1280500760A&B 227/591 496/37 565/1466 E644/522 PR82-616 1399/2180 AG/D1462/1388-B ROE 2574/958 4055/316 4128/942 4455/746 PR25-965-RAB LOA3559424 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 26 |
| Legal Subdivision | VILLA TRIANGULO |
| Legal Tract | VTR |
| Legal Block | C |
| Legal Lot Number | 26 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10200 |
4835 Duncan Rd, a mobile home, is owner-occupied and held in a trust since June 2019.
Source: Charlotte County records, as of August 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4835 DUNCAN RD, PUNTA GORDA, FL 33982-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Aug 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 28, 2019 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on File |
| Deed Sale | Jun 28, 2019 · Amount on File |
| Prior Sale | Oct 5, 2016 · Amount on File |
| Deed Document Number | 20192722565 |
| Deed Book / Page | 4455 / 746 |
| Prior Transfer Date | May 1, 1995 |
| Prior Transfer Doc | 1399002180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 4835 DUNCAN RD, PUNTA GORDA, FL 33982-1640 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4835 DUNCAN RD, PUNTA GORDA, FL 33982-1640 |
| Document Number | 0049221645 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 4922/1645 |
| Instrument | 3055504 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 4835 DUNCAN RD, PUNTA GORDA, FL 33982-1640 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0044780060 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 4478/0060 |
| Instrument | 2740097 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 28, 2019 |
| Property Address | 4835 DUNCAN RD, PUNTA GORDA, FL 33982-1640 |
| Document Number | 0044550746 |
| Book / Page | 4455 / 0746 |
| Map Reference | MB 4 PG 67 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2722565 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SUNCOAST ONE TTL & CLOSING I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $595.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1881 SE MAPLE DR, 1881, ARCADIA, FL 34266-7409 |
| Name | Verified Name |
|---|---|
| Address | 4835 DUNCAN RD, PUNTA GORDA, FL 33982-1640 |
| Document Number | 0004455748 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 4455/748 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 4835 Duncan Rd was $1,004 with exemptions applied.
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,004.00 Homeowner's exemption | $76,960 | $81,482 Land $8,602 Building $72,880 |
| 2023 | $927.00 (+5.82%) Homeowner's exemption | $72,613 (+3%) | $89,988 (-17.25%) Land $10,580 Building $79,408 |
| 2022 | $876.00 Homeowner's exemption | $70,498 | $108,752 Land $7,038 Building $101,714 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4835 Duncan Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 151 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 units insured incl. 16 condo units |
| Nearby Flood Claims | 257 (1982–2024) |
| Claims Outside the SFHA | 3 of 257 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4835 Duncan Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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