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4840 Hidden Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4840 Hidden Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2023
Square Footage3,163 sqft Heated Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$82,500 (2021)
Tax Bill$7,094.00 (2025)

Property Details

APN / Parcel Number

Primary APN92955
Alternative APN
  • 312531800000010360

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,163 sqft Heated Area
Gross Area4,246 sqft Gross Area
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area43,560 sqft (1 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number92955
Street Address4840 HIDDEN LN
CitySAINT CLOUD
StateFL
Zip34771-9071
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTOWN OF RUNNYMEDE COM AT NE COR OF LOT 8, BLK 94 W 7 FT TO POB; W 126.5 FT, S 344.22 FT, E 126.5 FT, N 344.57 FT TO POB AKA
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionRUNNYMEDE OAK UNREC
Legal Tract36
Legal Block94
Legal Lot Number8
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1047
Census Tract43600

Owner

Source: Osceola County records · APN 92955

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4840 HIDDEN LN, SAINT CLOUD, FL 34771-9071
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 06, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
CENTENNIAL BANK
May 10, 2022Deed of Trust, Mortgage · Building or Construction Mortgage
CENTENNIAL BANK
Mar 05, 2021Warranty Deed, Transfer
HOMELAND TITLE SOURCE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2021 · Amount on Record
Deed SaleMar 05, 2021 · Amount on Record
Deed Doc Number2021033008
Deed Book / Page5905 / 1701
Record RefreshedJun 08, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4840 HIDDEN LN, SAINT CLOUD, FL 34771-9071
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4840 HIDDEN LN, SAINT CLOUD, FL 34771-9071

Mortgage

Document Number0068000167
DateJun 06, 2025
Book Page6800/167
Instrument2025071380
Lender
NameCENTENNIAL BANK
TypeBank
AddressFLINT, MI 48501
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2055

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4840 HIDDEN LN, SAINT CLOUD, FL 34771-9071
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1239 CREEK WOODS CIR, SAINT CLOUD, FL 34772-7449

Mortgage

Document Number0062102294
DateMay 10, 2022
Book Page6210/2294
Instrument2022073754
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term373 Months
DueJun 01, 2053
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJun 01, 2028
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change10%
Index1-Year CMT
Max Rate10%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 05, 2021
Property Address4840 HIDDEN LN, SAINT CLOUD, FL 34771-9071
Document Number0059051701
Book / Page5905 / 1701
Map ReferenceMB 490 PG 279
Instrument DateMar 04, 2021
Instrument2021033008
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyHOMELAND TITLE SOURCE LLC

Transaction

AmountAmount Recorded
Tax$577.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address502 NE 26TH DR, WILTON MANORS, FL 33334-2018

Transferred To (Grantee/Buyer)

NameVerified Name
AddressHIDDEN LANE, SAINT CLOUD, FL 34771

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,094.00 (+307.47%) Homeowner's exemption$501,491 (+489.99%)$598,100 (+603.65%) Land $95,000 Building $503,100
2023$1,741.00 (+78.02%)$85,000 (+21.43%) Land $85,000$85,000 (+21.43%) Land $85,000
2022$978.00$70,000 Land $70,000$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 63% of the US · above 38% of Florida
Wildfire LikelihoodAbout 1 in 446 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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