4860 Hidden Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4860 Hidden Ln, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2023
Square Footage3,373 sqft Living Area
Lot Size43,603 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$112,500 (2020)
Tax Bill$8,969.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-25-31-8000-0001-0390
Alternative APNs
  • 253131800000010390
  • 92957

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area3,373 sqft Living Area
Gross Area4,888 sqft Gross Area
1st Floor2,732 sqft 1st Floor
Stories2 Stories
Primary FlooringTile Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area43,603 sqft (1 acres)
Garage TypeAttached Garage
Garage Area960 sqft Garage

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address4860 HIDDEN LN
CitySAINT CLOUD
StateFL
Zip34771-9071
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTOWN OF RUNNYMEDE COM AT NE COR OF BLK 93, W 533.30 FT TO POB; S 326.09 FT, E 133.55 FT, N 326.46 FT, W 133.55 FT TO POB AKA TRACT 39 RUNNYMEDE OAKS
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionRUNNYMEDE OAKS UNREC
Legal Tract8000
Legal Block93
Legal Lot Number39
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1047
Census Tract43600

Owner

Source: Osceola County records · APN 31-25-31-8000-0001-0390

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4860 HIDDEN LN, SAINT CLOUD, FL 34771-9071
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 05, 2022Deed of Trust, Mortgage · Building or Construction Mortgage
CENTENNIAL BANK
May 13, 2021Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NATIONAL ASSOCIATION
Nov 02, 2020Warranty Deed, Transfer · Commercial Mortgage
CENTERSTATE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 02, 2020 · Amount on Record
Deed SaleNov 02, 2020 · Amount on Record
Prior SaleJun 14, 2012 · Amount on Record
Deed Doc Number2020148534
Deed Book / Page5824 / 1114
Record RefreshedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4860 HIDDEN LN, SAINT CLOUD, FL 34771-9071
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4053 KAISER AVE, SAINT CLOUD, FL 34772-9326

Mortgage

Document Number0062080694
DateMay 05, 2022
Book Page6208/694
Instrument2022071602
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term373 Months
DueJun 01, 2053

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4860 HIDDEN LN, SAINT CLOUD, FL 34771-9071
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 FLAGLER CT, SAINT CLOUD, FL 34769-2502

Mortgage

Document Number0059570894
DateMay 13, 2021
Book Page5957/894
Instrument2021073615
Lender
NameSOUTH STATE BANK NATIONAL ASSOCIATION
TypeBank
AddressSAINT CLOUD, FL 34771
Agreement
TypeLine of Credit
AmountAmount Recorded
Term54 Months
DueNov 15, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 02, 2020
Property Address4860 HIDDEN LN, SAINT CLOUD, FL 34771-9071
Document Number0058241114
Book / Page5824 / 1114
Map ReferenceMB 1 PG 4&5
Instrument DateOct 30, 2020
Instrument2020148534
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$787.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2816 PALMYRA CT, 2816, SAINT CLOUD, FL 34772-7319

Transferred To (Grantee/Buyer)

NameVerified Name
Address4053 KAISER AVE, SAINT CLOUD, FL 34772-9326

Mortgage

Document Number0058241115
DateNov 02, 2020
Instrument5824/1115
Lender
NameCENTERSTATE BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueNov 15, 2025

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,969.00 (+701.52%) Homeowner's exemption$636,800 (+649.18%) Land $95,000 Building $541,800$636,800 (+649.18%) Land $95,000 Building $541,800
2023$1,119.00 (+14.42%)$85,000 (+21.43%) Land $85,000$85,000 (+21.43%) Land $85,000
2022$978.00$70,000 Land $70,000$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 63% of the US · above 38% of Florida
Wildfire LikelihoodAbout 1 in 446 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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