Osceola County property record for 4820 Hidden Ln, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,676 sqft Heated Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $200,000 (2014) |
| Tax Bill | $3,059.00 (2025) |
| Primary APN | 92953 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,676 sqft Heated Area |
| Gross Area | 2,611 sqft Gross Area |
| 1st Floor | 1,676 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 1,050 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 100 sqft Shed |
| Porch | Finished/Screened Porch |
| Porch Area | 429 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 92953 |
|---|---|
| Street Address | 4820 HIDDEN LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9070 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TOWN OF RUNNYMEDE BEG AT PT ON S R/W OF `S` STREET 39.85 FT E OF NW COR OF LOT 5, BLK 94; W 126.75 FT, S 343.52 FT, E 126.75 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | RUNNYMEDE OAK UNREC |
| Legal Tract | 32 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1047 |
| Census Tract | 43600 |
Source: Osceola County records · APN 92953
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4820 HIDDEN LN, SAINT CLOUD, FL 34771-9070 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 20, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Sep 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| May 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Last Sale | Aug 15, 2014 · Amount on Record |
|---|---|
| Deed Sale | Aug 15, 2014 · Amount on Record |
| Prior Sale | Nov 01, 2004 · Amount on Record |
| Deed Doc Number | 2014119067 |
| Deed Book / Page | 4652 / 0665 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4820 HIDDEN LN, SAINT CLOUD, FL 34771-9070 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4820 HIDDEN LN, SAINT CLOUD, FL 34771-9070 |
| Investor | Possibly a Property Investor |
| Document Number | 0065071768 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 6507/1768 |
| Instrument | 2023152461 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4820 HIDDEN LN, SAINT CLOUD, FL 34771-9070 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4820 HIDDEN LN, SAINT CLOUD, FL 34771-9070 |
| Document Number | 0062891215 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 6289/1215 |
| Instrument | 2022143015 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4820 HIDDEN LN, SAINT CLOUD, FL 34771-9070 |
| Document Number | 0053551767 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4820 HIDDEN LN ST CLOUD FL 347719070, ST CLOUD, FL 34771-9070 |
| Document Number | 0053551767 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 005355/001767 |
| Instrument | 96965 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 21, 2038 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,059.00 (+8.09%) Homeowner's exemption | $210,211 (+5.99%) | $332,600 (+9.08%) Land $95,000 Building $237,600 |
| 2023 | $2,830.00 (+4.58%) Homeowner's exemption | $198,337 (+3%) | $304,900 (+17.59%) Land $85,000 Building $219,900 |
| 2022 | $2,706.00 Homeowner's exemption | $192,561 | $259,300 Land $70,000 Building $189,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 63% of the US · above 38% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 446 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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