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4840 Bacon School Rd, Saint Joseph, MI 49085 Property Records

Berrien County property record for 4840 Bacon School Rd, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,128 sqft · built 1993
Lot Size1.02 acres (44,431 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Jun 2011)
Tax Bill$3,936 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Nov 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-0017-0026-07-2

Property Details

APN / Parcel Number

Primary APN17-0017-0026-07-2
Alternative APN
  • 11-17-0017-0026-07-2

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,128 sqft Living Area
1st Floor Area1,064 sqft
Basement Area1,064 sqft
Unfinished Basement1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area44,431 sqft (1.02 acres)
Garage Area1,584 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4840 BACON SCHOOL RD
CitySAINT JOSEPH
StateMI
Zip49085-9645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - LD
Legal DescriptionCOM 489.45' N OF SE COR SEC 17 T5S R18W TH S89DEG47'W 445.30' TH N0DEG01'E 100' TH N89DEG47'E 445.27' TH S 100' TO POB
Legal Range18W
Legal Township05S
Legal Section17
JurisdictionBERRIEN MI
Township / Civil DivisionROYALTON
Census Block Group1
Census Block1018
Census Tract1800

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4840 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9645
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Deed of Trust, Mortgage · Line of Credit
1ST SOURCE BANK
Nov 24, 2025Intrafamily Transfer, Transfer
Nov 24, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2011 · Amount on File
Deed SaleJun 8, 2011 · Amount on File
Prior SaleSep 30, 1993
Deed Book / Page2959 / 2790
Last Transfer DateNov 14, 2025
Transfer Doc03465/1437
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address4840 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9645
Transaction TypeMortgage
Record UpdatedDec 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03384/1398
DateAug 30, 2022
Book Page3384/1398
Instrument2022361238
Lender
Name1ST SOURCE BANK
TypeBank
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount on Record
Term145 Months
DueSep 1, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateNov 24, 2025
Property Address4840 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9645
Document Number03465/1439
Book / Page3465 / 1439
Instrument DateNov 19, 2025
Instrument2025446893
Transaction TypeTransfer
Record UpdatedDec 25, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4840 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9645

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateNov 24, 2025
Property Address4840 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9645
Document Number03465/1437
Book / Page3465 / 1437
Instrument DateNov 14, 2025
Instrument2025446892
Transaction TypeTransfer
Record UpdatedDec 25, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1623 E LEMON CREEK RD, BERRIEN SPRINGS, MI 49103-9773

Transferred To (Grantee/Buyer)

NameVerified Name
Address4840 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9645

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionRoyalton Township
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$237,600 (+3.39%)$475,200 (+3.39%)
2025$3,936.00 (+2.88%) Homeowner's exemption$229,800 (+30.72%)$459,600 (+30.72%)
2024$3,826.00 (+1.4%)
2023$175,800$351,600
2022$3,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1982–2018)
Claims Outside the SFHA7 of 21
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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