4841 Bacon School Rd, Saint Joseph, MI 49085 Property Records

Berrien County property record for 4841 Bacon School Rd, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,816 sqft · built 1962
Lot Size	0.69 acres (30,056 sqft)
Owner	Company Name on File
Last Sale	$100 (Apr 1994)
Tax Bill	$2,396 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-0016-0002-04-3`

Property Details

APN / Parcel Number

Primary APN	`17-0016-0002-04-3`
Alternative APN	`11-17-0016-0002-04-3`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,816 sqft Living Area
1st Floor Area	1,528 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Raised Ranch
Lot Area	30,056 sqft (0.69 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4841 BACON SCHOOL RD
City	SAINT JOSEPH
State	MI
Zip	49085-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - LD
Legal Description	FRL SEC 16 T5S R18W PT GOVT LOT 4 COM 385.17'N OF SW COR SEC 16 TH E 300'TH N 100'TH W 300'TH S 100'TO BEG
Legal Range	18W
Legal Township	05S
Legal Section	16
Legal Lot Number	4
Legal Unit	4
Jurisdiction	BERRIEN MI
Township / Civil Division	ROYALTON
Census Block Group	3
Census Block	3003
Census Tract	1800

Owner

4841 Bacon School Rd is owned by a company that acquired it in March 2023 and is owner-occupied.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	4841 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9645
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Mar 24, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 1994 · Amount on File
Deed Sale	Apr 20, 1994 · Amount on File
Prior Sale	Apr 20, 1994 · Amount on File
Deed Book / Page	1635 / 1520
Last Transfer Date	Mar 13, 2023
Transfer Doc	003401/360
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4841 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9645
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03187/1511
Date	Oct 25, 2017
Book Page	3187/1511
Instrument	3187-1511

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4841 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9645
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03194/0531
Date	Jan 5, 2018
Book Page	3194/0531
Instrument	3194-0531

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2038

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4841 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9645
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4841 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9645
Investor	Possibly a Property Investor

Mortgage

Document Number	03360/1194
Date	Jan 12, 2022
Book Page	3360/1194
Instrument	2022340367

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2032

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 24, 2023
Property Address	4841 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9645
Document Number	003401/360
Book / Page	3401 / 360
Instrument Date	Mar 13, 2023
Instrument	2023377245
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4841 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9645

Tax Assessment & Valuation

The 2025 property tax bill for 4841 Bacon School Rd was $2,396 with a homeowner's exemption, up 2.3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Royalton Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,500 (+3.1%)	$293,000 (+3.1%)
2025	$2,396.00 (+2.35%) Homeowner's exemption	$142,100	$284,200
2024	$2,341.00
2023		$104,300	$208,600
2022	$2,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4841 Bacon School Rd in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	43 (1978–2018)
Claims Outside the SFHA	11 of 43
Most Recent Claim	Mar 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4841 Bacon School Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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