4780 Bacon School Rd, Saint Joseph, MI 49085 Property Records

Berrien County property record for 4780 Bacon School Rd, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,594 sqft
Lot Size1.99 acres (86,684 sqft)
Owner2 Individual Names on File
Last Sale$6,000 (Apr 2006)
Tax Bill$5,171 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-0017-0026-13-0

Property Details

APN / Parcel Number

Primary APN17-0017-0026-13-0
Alternative APN
  • 11-17-0017-0026-13-0

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,594 sqft Living Area
1st Floor Area2,483 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Lot Area86,684 sqft (1.99 acres)
Garage Area704 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4780 BACON SCHOOL RD
CitySAINT JOSEPH
StateMI
Zip49085-8603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMBINED ON 12/21/2018 FROM 17-0017-0026-09-9, 17-0017-0026-12-9; BEG 789.95' N OF SE COR SEC 17 T5S R18W TH N 140' TH S89DEG47'W 445.14' TH S00DEG01'W 340.5 TH N89DEG47'E 118' TH N00DEG01'E 160.62' TH N36DEG53'10E 50' TH N89DEG47'E 297.21' TO POB
Legal Range18W
Legal Township05S
Legal Section17
JurisdictionBERRIEN MI
Township / Civil DivisionROYALTON
Census Block Group1
Census Block1018
Census Tract1800

Owner

4780 Bacon School Rd is owned and occupied by two individuals who bought it in April 2006.

Source: Berrien County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address4780 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-8603
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
EDGEWATER BANK
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
NOTRE DAME FCU
Dec 17, 2021Deed of Trust, Mortgage · Line of Credit
NOTRE DAME FU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2006 · Amount on File
Deed SaleApr 10, 2006 · Amount on File
Deed Book / Page2701 / 1577
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address4780 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-8603
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03162/2023
DateFeb 6, 2017
Book Page3162/2023
Lender
NameEDGEWATER BANK
TypeBank
AddressSAINT JOSEPH, MI 49085
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2047

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address4780 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-8603
Transaction TypeMortgage
Record UpdatedNov 9, 2023
Title CompanyNEAR NORTH TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address4780 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-8603

Mortgage

Document Number003353/371
DateNov 15, 2021
Book Page3353/371
Lender
NameNOTRE DAME FCU
TypeCredit Union
Address46656
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address4780 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-8603
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03357/1170
DateDec 17, 2021
Book Page3357/1170
Instrument2021338135
Lender
NameNOTRE DAME FU
TypeNon-Lending Institution
AddressNOTRE DAME, IN 46556
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4780 Bacon School Rd was $5,171 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionRoyalton Township
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$317,100$634,200
2025$5,171.00
2023$211,000$422,000
2022$4,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4780 Bacon School Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1982–2018)
Claims Outside the SFHA7 of 21
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4780 Bacon School Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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