Berrien County property record for 484 Upton Dr, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1928 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Dec 2021) |
| Tax Bill | $7,239 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-1900-0124-00-2 |
| Primary APN | 76-1900-0124-00-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 840 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Area | 232 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 484 UPTON DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - C |
| Legal Description | LOT 124 EDGEWATER ADD TO CTY OF ST JOSEPH |
| Legal Subdivision | EDGEWATER |
| Legal Lot Number | 124 |
| Legal Unit | 124 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 801 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10161 S ALBANY AVE, EVERGREEN PARK, IL 60805-3524 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2023 | Intrafamily Transfer, Transfer |
| Dec 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC |
| Apr 9, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on Record |
| Deed Sale | Dec 16, 2021 · Amount on Record |
| Prior Sale | Apr 9, 2020 · Amount on Record |
| Deed Document Number | 2021337968 |
| Deed Book / Page | 3357 / 547 |
| Last Transfer Date | Jan 27, 2023 |
| Transfer Doc | 03397/2381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 27, 2023 |
| Property Address | 484 UPTON DR, SAINT JOSEPH, MI 49085-1059 |
| Document Number | 03397/2381 |
| Book / Page | 3397 / 2381 |
| Map Reference | LB 4 PG 52 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 2023371960 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10161 S ALBANY AVE, EVERGREEN PARK, IL 60805-3524 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 16, 2021 |
| Property Address | 484 UPTON DR, SAINT JOSEPH, MI 49085-1059 |
| Document Number | 003357/547 |
| Book / Page | 3357 / 547 |
| Map Reference | LB 4 PG 52 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021337968 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 484 UPTON DR, SAINT JOSEPH, MI 49085-1059 |
| Name | Verified Name |
|---|---|
| Address | 10161 S ALBANY AVE # 8, 8, EVERGREEN PARK, IL 60805-3524 |
| Document Number | 0003357550 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 3357/550 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 9, 2020 |
| Property Address | 484 UPTON DR, SAINT JOSEPH, MI 49085-1059 |
| Document Number | 003271/772 |
| Book / Page | 3271 / 772 |
| Map Reference | LB 4 PG 52 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,064.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 RIDGEWAY ST, SAINT JOSEPH, MI 49085-1052 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,600 (+9.42%) | $311,200 (+9.42%) | |
| 2025 | $7,239.00 (+2.65%) | $142,200 (+13.13%) | $284,400 (+13.13%) |
| 2024 | $7,052.00 (+9.57%) | ||
| 2023 | $125,700 | $251,400 | |
| 2022 | $6,436.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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