Berrien County property record for 476 Upton Dr, Saint Joseph, MI 49085 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,198 sqft · built 1930 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Dec 2019) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-1900-0126-00-5 |
| Primary APN | 76-1900-0126-00-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,198 sqft Living Area |
| 1st Floor Area | 966 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 476 UPTON DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 126 EDGEWATER ADD TO CTY OF ST JOSEPH |
| Legal Subdivision | EDGEWATER |
| Legal Lot Number | 126 |
| Legal Unit | 126 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 801 |
Source: Berrien County records · APN 76-1900-0126-00-5
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 476 UPTON DR, SAINT JOSEPH, MI 49085-1059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · VA Mortgage BRIGHTON BANK |
| Dec 23, 2019 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on Record |
| Deed Sale | Dec 23, 2019 · Amount on Record |
| Prior Sale | Dec 23, 2019 · Amount on Record |
| Deed Book / Page | 3260 / 1763 |
| Prior Transfer Date | Sep 07, 2007 |
| Prior Transfer Doc | 02812/2627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 476 UPTON DR, SAINT JOSEPH, MI 49085-1059 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003323/206 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 3323/206 |
| Name | BRIGHTON BANK |
|---|---|
| Type | Bank |
| Address | BRIGHTON, TN 38011 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 23, 2019 |
| Property Address | 476 UPTON DR, SAINT JOSEPH, MI 49085-1059 |
| Document Number | 03260/1763 |
| Book / Page | 3260 / 1763 |
| Map Reference | LB 4 PG 52 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,623.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 476 UPTON DR, SAINT JOSEPH, MI 49085-1059 |
| Name | Verified Name |
|---|---|
| Address | 476 UPTON DR, SAINT JOSEPH, MI 49085-1059 |
| Investor | Possibly a Property Investor |
| Document Number | 0032601765 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 3260/1765 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2035 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,400 (+10.1%) | $372,800 (+10.1%) | |
| 2025 | Homeowner's exemption | $169,300 (+9.86%) | $338,600 (+9.86%) |
| 2023 | $154,100 | $308,200 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210008011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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