Berrien County property record for 477 Upton Dr, Saint Joseph, MI 49085 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,109 sqft · built 2016 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Jun 2010) |
| Tax Bill | $12,668 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-1900-0044-00-9 |
| Primary APN | 76-1900-0044-00-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,109 sqft Living Area |
| 1st Floor Area | 1,531 sqft 1st Floor |
| Basement Area | 1,531 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 8,494 sqft (0.195 acres) |
| Lot Dimensions | 125 ft deep x 68 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 462 sqft Garage |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 477 UPTON DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ENT LOT 44 & SWLY 18' OF LOT 45 EDGEWATER ADD TO CITY ST JOSEPH THE NELY LN OF SD PARCEL BEING PAR TO NELY LN OF SD LOT 44 |
| Legal Subdivision | EDGEWATER |
| Legal Lot Number | 44-45 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 801 |
Source: Berrien County records · APN 76-1900-0044-00-9
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 477 UPTON DR, SAINT JOSEPH, MI 49085-1058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 22, 2017 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Jul 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HONOR CU |
| Aug 24, 2020 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2010 · Amount on Record |
| Deed Sale | Jun 11, 2010 · Amount on Record |
| Prior Sale | Aug 01, 2005 · Amount on Record |
| Deed Book / Page | 2923 / 2185 |
| Last Transfer Date | May 16, 2025 |
| Transfer Doc | 03451/2171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 477 UPTON DR, SAINT JOSEPH, MI 49085-1058 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03172/2811 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 3172/2811 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 12, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 477 UPTON DR, SAINT JOSEPH, MI 49085-1058 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03281/2512 |
|---|---|
| Date | Jul 09, 2020 |
| Book Page | 3281/2512 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 477 UPTON DR, SAINT JOSEPH, MI 49085-1058 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03287/2952 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 3287/2952 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 12, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $492,900 (+17.41%) | $985,800 (+17.41%) | |
| 2025 | $12,668.00 (+2.45%) Homeowner's exemption | $419,800 (+19.6%) | $839,600 (+19.6%) |
| 2024 | $12,365.00 (+9.26%) | ||
| 2023 | $351,000 | $702,000 | |
| 2022 | $11,317.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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