Osceola County property record for 4839 Stone Acres Cir, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,189 sqft · built 2007 |
| Lot Size | 0.321 acres (13,982 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,900 (Jul 2011) |
| Tax Bill | $3,413 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 18-25-31-2927-0001-0570 |
| Primary APN | 18-25-31-2927-0001-0570 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,189 sqft Living Area |
| Gross Area | 3,822 sqft |
| 1st Floor Area | 1,553 sqft |
| Upper Floors Area | 1,636 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,982 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 182 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 4839 STONE ACRES CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BLACKSTONE PB 19 PG 48-51 LOT 57 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 18 |
| Legal Subdivision | BLACKSTONE |
| Legal Tract | 2927 |
| Legal Block | 570 |
| Legal Lot Number | 57 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 43600 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4839 STONE ACRES CIT, SAINT CLOUD, FL 34771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Feb 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2011 · Amount on Record |
| Deed Sale | Jul 25, 2011 · Amount on Record |
| Prior Sale | Nov 17, 2010 |
| Deed Document Number | 2011100174 |
| Deed Book / Page | 4156 / 15 |
| Last Transfer Date | Feb 4, 2021 |
| Transfer Doc | 0058912045 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4839 STONE ACRES CIR, SAINT CLOUD, FL 34771-8860 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052481117 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 5248/1117 |
| Instrument | 2017172171 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 16, 2021 |
| Property Address | 4839 STONE ACRES CIR, SAINT CLOUD, FL 34771-8860 |
| Document Number | 0058912045 |
| Book / Page | 5891 / 2045 |
| Map Reference | MB 19 PG 48-51 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 2021021923 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4839 STONE ACRES CIR, SAINT CLOUD, FL 34771-8860 |
| Document Number | 0058912048 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 5891/2048 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2046 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,413.00 (+5.34%) Homeowner's exemption | $215,596 (+5.99%) | $448,300 (+12.64%) Land $90,000 Building $358,300 |
| 2024 | $3,240.00 (+1.22%) | ||
| 2023 | $3,201.00 (+9.44%) Homeowner's exemption | $203,418 (+3%) | $398,000 (+12.84%) Land $70,000 Building $328,000 |
| 2022 | $2,925.00 Homeowner's exemption | $197,494 | $352,700 Land $60,000 Building $292,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, CenturyLink.
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