4835 Stone Acres Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4835 Stone Acres Cir, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,619 sqft · built 2009
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Feb 2022)
Tax Bill	$4,245 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`153412`

Property Details

APN / Parcel Number

Primary APN	`153412`
Alternative APN	`182531292700010550`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,619 sqft Heated Area
Gross Area	2,138 sqft
1st Floor Area	1,619 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	78 sqft
Patio Area	160 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	153412
Street Address	4835 STONE ACRES CIR
City	SAINT CLOUD
State	FL
Zip	34771-8860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BLACKSTONE PB 19 PG 48-51 LOT 55
Legal Range	31E
Legal Township	25S
Legal Section	18
Legal Subdivision	BLACKSTONE NARCOOSSEE
Legal Tract	2927
Legal Block	1
Legal Lot Number	55
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4835 STONE ACRES CIR, SAINT CLOUD, FL 34771-8860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Warranty Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Sep 17, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Sep 17, 2019	Quit Claim Deed, Transfer TITLE TEAM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on Record
Deed Sale	Feb 2, 2022 · Amount on Record
Prior Sale	Sep 17, 2019 · Amount on Record
Deed Document Number	2022017800
Deed Book / Page	6142 / 468
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 2, 2022
Property Address	4835 STONE ACRES CIR, SAINT CLOUD, FL 34771-8860
Document Number	0061420468
Book / Page	6142 / 468
Map Reference	MB 19 PG 48-51
Instrument Date	Nov 17, 2021
Instrument	2022017800
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14201 57TH ST N, 14201, STILLWATER, MN 55082-6407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4899 FELLS COVE AVE, KISSIMMEE, FL 34744-9251

Mortgage

Document Number	0006142470
Date	Feb 2, 2022
Instrument	6142/470

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 17, 2019
Property Address	4835 STONE ACRES CIR, SAINT CLOUD, FL 34771-8860
Document Number	0055902235
Book / Page	005590 / 002235
Instrument Date	Sep 16, 2019
Instrument	119801
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	TITLE TEAM LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4835 STONE ACRES CIR ST CLOUD FL 347718860, ST CLOUD, FL 34771-8860

Mortgage

Document Number	55902236
Date	Sep 17, 2019
Book Page	005590/002236
Instrument	119802

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 17, 2019
Property Address	4835 STONE ACRES CIR, SAINT CLOUD, FL 34771-8860
Document Number	0055902234
Book / Page	005590 / 002234
Instrument Date	Sep 6, 2019
Instrument	119800
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	TITLE TEAM LLC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4835 STONE ACRES CIR ST CLOUD FL 347718860, ST CLOUD, FL 34771-8860

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,245.00 (+6.34%) Homeowner's exemption	$275,645 (+5.99%)	$324,100 (+13.64%) Land $90,000 Building $234,100
2023	$3,992.00 (+8.07%) Homeowner's exemption	$260,075 (+3%)	$285,200 (+12.95%) Land $70,000 Building $215,200
2022	$3,694.00 Homeowner's exemption	$252,500 Land $60,000 Building $192,500	$252,500 Land $60,000 Building $192,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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