4834 Stone Acres Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4834 Stone Acres Cir, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,274 sqft · built 2008
Lot Size	0.267 acres (11,674 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jun 2022)
Tax Bill	$4,735 (2025)
Deeds & Mortgages	Jun 2022 Sale Oct 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`153396`

Property Details

APN / Parcel Number

Primary APN	`153396`
Alternative APN	`182531292700010390`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,274 sqft Heated Area
Gross Area	3,107 sqft
1st Floor Area	2,274 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,674 sqft (0.267 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	392 sqft
Fence	Fence
Shed	1 Shed
Shed Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	153396
Street Address	4834 STONE ACRES CIR
City	SAINT CLOUD
State	FL
Zip	34771-8863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BLACKSTONE PB 19 PG 48-51 LOT 39
Legal Range	31E
Legal Township	25S
Legal Section	18
Legal Subdivision	BLACKSTONE NARCOOSSEE
Legal Tract	2927
Legal Block	1
Legal Lot Number	39
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4834 STONE ACRES CIR, SAINT CLOUD, FL 34771-8863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Warranty Deed, Transfer CORE TITLE SERVICES LLC
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Nov 6, 2008 · Amount on Record
Deed Document Number	2022098293
Deed Book / Page	6238 / 2445
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 23, 2022
Property Address	4834 STONE ACRES CIR, SAINT CLOUD, FL 34771-8863
Document Number	0062382445
Book / Page	6238 / 2445
Map Reference	MB 19 PG 48-51
Instrument Date	Jun 17, 2022
Instrument	2022098293
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8100 HARTWOOD GLEN CIR, 8100, WILLOW SPRING, NC 27592-8649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5751 APPLECROSS ST N, ST PETERSBURG, FL 33709-1421

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4834 STONE ACRES CIR, SAINT CLOUD, FL 34771-8863
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060670164
Date	Oct 18, 2021
Book Page	6067/164
Instrument	2021161701

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,735.00 (-19.65%) Homeowner's exemption	$311,020 (-12.63%)	$401,900 (+12.89%) Land $90,000 Building $311,900
2023	$5,893.00 (+65.21%)	$356,000 (+46.23%) Land $70,000 Building $286,000	$356,000 (+12.94%) Land $70,000 Building $286,000
2022	$3,567.00 Homeowner's exemption	$243,453	$315,200 Land $60,000 Building $255,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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