4835 Ray Rd, Spring Lake, NC 28390 Property Records

Harnett County property record for 4835 Ray Rd, Spring Lake, NC 28390

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 925 sqft · built 1949
Lot Size	9.36 acres (408,157 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2020)
Tax Bill	$1,191 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500039186`

Property Details

APN / Parcel Number

Primary APN	`1500039186`
Alternative APN	`010505 0003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Heated Area
Gross Area	1,201 sqft
1st Floor Area	933 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Exterior Material	Masonite
Lot Area	408,157 sqft (9.36 acres)
Porch	Porch
Porch Area	124 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1500039186
Street Address	4835 RAY RD
City	SPRING LAKE
State	NC
Zip	28390-7278
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20R
Legal Description	9.37ACS O D ALLIGOOD PC#1-172
Legal Subdivision	NORTHPOINT APTS
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	1
Census Block	1000
Census Tract	71203

Owner

4835 Ray Rd, a rural home, is owned by an individual who bought it in November 2020.

Source: Harnett County records, as of August 30, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4856 RAY RD, SPRING LAKE, NC 28390-7277
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage UNION HM MTG CORP
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 6, 2019	Quit Claim Deed, Transfer SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L
May 4, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Deed Document Number	0003894810
Deed Book / Page	3602 / 0310
Prior Transfer Date	May 4, 2018
Prior Transfer Doc	2018006203
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	29 BUCKHORN LAKES RD, SPRING LAKE, NC 28390-8883
Document Number	0000020884
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4835 RAY RD SPRING LAKE NC 283907278, SPRING LAKE, NC 28390-7278

Mortgage

Document Number	0000020884
Date	Nov 10, 2020
Book Page	003894/000813
Instrument	20884

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 9, 2035

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 10, 2020
Property Address	29 BUCKHORN LAKES RD, SPRING LAKE, NC 28390-8883
Document Number	0000020883
Book / Page	3894 / 810
Instrument Date	Nov 4, 2020
Instrument	2020020883
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 PACK HORSE RD, 600, WINCHESTER, VA 22603-1509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4856 RAY RD, SPRING LAKE, NC 28390-7277

Mortgage

Document Number	0000020884
Date	Nov 10, 2020
Instrument	2020020884

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARNETT NC
Recording Date	Jun 6, 2019
Property Address	29 BUCKHORN LAKES RD, SPRING LAKE, NC 28390-8883
Document Number	0000007487
Book / Page	003704 / 000066
Instrument Date	Jun 3, 2019
Instrument	7487
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4835 RAY RD SPRING LAKE NC 283907278, SPRING LAKE, NC 28390-7278

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	May 4, 2018
Property Address	29 BUCKHORN LAKES RD, SPRING LAKE, NC 28390-8883
Document Number	0000006203
Book / Page	3602 / 0310
Map Reference	DD871 PG61
Instrument Date	May 1, 2018
Instrument	2018006203
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14373 ASHEVILLE HWY, 14373, GREENEVILLE, TN 37743-7219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4835 RAY RD, SPRING LAKE, NC 28390-7278

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,191.00	$157,888	$157,888 Land $89,560 Building $68,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4835 Ray Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Mar 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4835 Ray Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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