Harnett County property record for 4657 Ray Rd, Spring Lake, NC 28390 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,225 sqft Heated Area |
| Lot Size | 43,996 sqft (1.01 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $270,000 (2025) |
| Tax Bill | $1,884.00 (2025) |
| Primary APN | 1500033725 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,225 sqft Heated Area |
| 1st Floor | 2,225 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Plywood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,996 sqft (1.01 acres) |
| Patio Area | 240 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 55 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 1500033725 |
|---|---|
| Street Address | 4657 RAY RD |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-9076 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT#1 RICHARD A SMITH MAP#2007-74 |
| Legal Lot Number | 1 |
| Jurisdiction | HARNETT NC |
| Minor Civil Division | ANDERSON CREEK |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 71203 |
Source: Harnett County records · APN 1500033725
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4657 RAY RD, SPRING LAKE, NC 28390-9076 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Nov 05, 2025 | Warranty Deed, Transfer · Veterans Administration Mortgage ACRISURE MORTGAGE LLC |
| Sep 02, 2020 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Oct 02, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2025 · Amount on Record |
| Deed Sale | Nov 05, 2025 · Amount on Record |
| Prior Sale | Sep 02, 2020 |
| Deed Doc Number | 2025021006 |
| Deed Book / Page | 4311 / 2046 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 4657 RAY RD, SPRING LAKE, NC 28390-9076 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | NETCO |
| Name | Verified Name |
|---|
| Document Number | 0000022138 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 4048/5 |
| Instrument | 2021022138 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Nov 05, 2025 |
| Property Address | 4657 RAY RD, SPRING LAKE, NC 28390-9076 |
| Document Number | 0000021006 |
| Book / Page | 4311 / 2046 |
| Map Reference | MB 2007 PG 74 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2025021006 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | CARTER TITLE LLC, CHARTER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4131 LOGAN CT, FAYETTEVILLE, NC 28304-5235 |
| Name | Verified Name |
|---|---|
| Address | 4657 RAY RD, SPRING LAKE, NC 28390-9076 |
| Document Number | 0000021007 |
|---|---|
| Date | Nov 05, 2025 |
| Instrument | 2025021007 |
| Name | ACRISURE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Sep 02, 2020 |
| Property Address | 4657 RAY RD, SPRING LAKE, NC 28390-9076 |
| Document Number | 0000015455 |
| Book / Page | 3862 / 50 |
| Map Reference | MAP 2007-74 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 2020015455 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4657 RAY RD, SPRING LAKE, NC 28390-9076 |
| Document Number | 0000015456 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | 2020015456 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Oct 02, 2019 |
| Property Address | 4657 RAY RD, SPRING LAKE, NC 28390-9076 |
| Document Number | 0000014440 |
| Book / Page | 3742 / 0603 |
| Map Reference | MAP 2007-74 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 2019014440 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 JORDAN TAYLOR RD, 116, LINDEN, NC 28356-8568 |
| Name | Verified Name |
|---|---|
| Address | 4657 RAY RD, SPRING LAKE, NC 28390-9076 |
| Document Number | 0000014441 |
|---|---|
| Date | Oct 02, 2019 |
| Instrument | 2019014441 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Harnett County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,884.00 | $256,742 (-) | $256,742 (-) Land $41,000 Building $215,742 |
| 2023 | $1,884.00 | $256,742 | $256,742 Land $41,000 Building $215,742 |
Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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