Harnett County property record for 4955 Ray Rd, Spring Lake, NC 28390
| Property Type | Rural Home |
|---|---|
| Details | 1,649 sqft · built 2024 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,350 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500074919 |
| Primary APN | 1500074919 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,649 sqft Heated Area |
|---|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Condo/Apartment |
| Lot Area | 35,719 sqft (0.82 acres) |
| Account Number | 1500074919 |
|---|---|
| Street Address | 4955 RAY RD |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-5097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT#1 FLATTS AT RAY MAP#2024-256 |
| Legal Subdivision | THE FLATTS AT RAY |
| Legal Lot Number | 1 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 71203 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4955 RAY RD, SPRING LAKE, NC 28390-5097 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Oct 9, 2025 |
| Property Address | 4955 RAY RD, SPRING LAKE, NC 28390-5097 |
| Document Number | 0000019110 |
| Book / Page | 4307 / 1393 |
| Map Reference | MB 2024 PG 256 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025019110 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $616.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3117 COPE ST, FAYETTEVILLE, NC 28306-2871 |
| Name | Verified Name |
|---|---|
| Address | 4955 RAY RD, SPRING LAKE, NC 28390-5097 |
| Document Number | 0000019111 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 4307/1396 |
| Instrument | 2025019111 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | 600 LYNNHAVEN PKWY STE 203, VIRGINIA BEACH, VA 23452 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,350.00 | $306,215 | $306,215 Land $43,170 Building $263,045 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Mar 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Hotwire Communications.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures