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4834 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4834 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeTownhouse
Details4 bd · 3 ba · 1,928 sqft · built 2017
Lot Size0.121 acres (5,271 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Feb 2020)
Tax Bill$3,268 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN147698

Property Details

APN / Parcel Number

Primary APN147698
Alternative APN
  • 312531084000011930

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,928 sqft Heated Area
Gross Area2,324 sqft
1st Floor Area947 sqft
Upper Floors Area981 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,271 sqft (0.121 acres)
Garage TypeFinished
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area102 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number147698
Street Address4834 RIVERWALK DR
CitySAINT CLOUD
StateFL
Zip34771-7555
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTURTLE CREEK PH 1A PB 19 PG 22-25 LOT 193
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK TOWNHOMES
Legal Phase1A
Legal Tract840
Legal Block1
Legal Lot Number193
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2024
Census Tract43600

Owner

Source: Osceola County records · APN 147698

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4834 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Feb 11, 2020Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 23, 2017Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 11, 2020 · Amount on Record
Deed SaleFeb 11, 2020 · Amount on Record
Prior SaleAug 23, 2017 · Amount on Record
Deed Document Number2020020875
Deed Book / Page5672 / 2097
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4834 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4834 RIVERWALK DR, SAINT CLOUD, FL 34771-7555

Mortgage

Document Number0060871154
DateNov 16, 2021
Book Page6087/1154
Instrument2021177649
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 11, 2020
Property Address4834 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
Document Number0056722097
Book / Page5672 / 2097
Map ReferenceMB 19 PG 22-25
Instrument DateFeb 10, 2020
Instrument2020020875
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10513 VILLAGE CT, 10513, GRAND BLANC, MI 48439-9464

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4834 RIVERWALK DR, SAINT CLOUD, FL 34771-7555

Mortgage

Document Number0056722098
DateFeb 11, 2020
Instrument5672/2098
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

August 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 23, 2017
Property Address4834 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
Document Number0051982278
Book / Page5198 / 2278
Map ReferenceMB19 PG22-25
Instrument DateAug 22, 2017
Instrument2017122116
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,521.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address4834 RIVERWALK DR, SAINT CLOUD, FL 34771-7555

Mortgage

Document Number0051982284
DateAug 23, 2017
Instrument5198/2284
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,268.00 (+6.73%) Homeowner's exemption Senior Citizen's exemption$237,138 (+5.99%)$299,500 (-1.55%) Land $40,000 Building $259,500
2023$3,062.00 (+3.9%) Homeowner's exemption Senior Citizen's exemption$223,743 (+3%)$304,200 (+25.13%) Land $14,900 Building $289,300
2022$2,947.00 Homeowner's exemption Senior Citizen's exemption$217,227$243,100 Land $14,900 Building $228,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 148 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 633 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 100 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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