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4826 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4826 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeTownhouse
Details4 bd · 3 ba · 1,928 sqft · built 2017
Lot Size0.089 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$307,000 (Oct 2021)
Tax Bill$4,609 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN147702

Property Details

APN / Parcel Number

Primary APN147702
Alternative APN
  • 312531084000011970

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,928 sqft Heated Area
Gross Area2,324 sqft
1st Floor Area947 sqft
Upper Floors Area981 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,920 sqft (0.089 acres)
Lot Dimensions120 ft deep x 33 ft wide
Garage TypeFinished
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchFinished/Screened Porch
Porch Area102 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number147702
Street Address4826 RIVERWALK DR
CitySAINT CLOUD
StateFL
Zip34771-7555
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTURTLE CREEK PH 1A PB 19 PG 22-25 LOT 197
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK TOWNHOMES
Legal Phase1A
Legal Tract840
Legal Block1
Legal Lot Number197
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2024
Census Tract43600

Owner

Source: Osceola County records · APN 147702

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4826 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2021Warranty Deed, Transfer · Conventional Mortgage
HOME1ST LENDING LLC
Oct 08, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 26, 2017Grant Deed, Subdivision Related Transfer · FHA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 04, 2021 · Amount on Record
Deed SaleOct 04, 2021 · Amount on Record
Prior SaleJul 26, 2017 · Amount on Record
Deed Document Number2021153741
Deed Book / Page6057 / 2216
Record UpdatedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 04, 2021
Property Address4826 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
Document Number0060572216
Book / Page6057 / 2216
Map ReferenceMB 19 PG 22-25
Instrument DateSep 30, 2021
Instrument2021153741
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyCOLLIER TITLE INSURANCE COMPANY, CLOSERS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,149.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address422 ANESSA ROSE LOOP, OCOEE, FL 34761-4623

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4826 RIVERWALK DR, SAINT CLOUD, FL 34771-7555

Mortgage

Document Number0060572218
DateOct 04, 2021
Instrument6057/2218
Lender
NameHOME1ST LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4826 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058082271
DateOct 08, 2020
Book Page5808/2271
Instrument2020135216
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

July 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJul 26, 2017
Property Address4826 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
Document Number0051841204
Book / Page005184 / 001204
Instrument DateJul 24, 2017
Instrument108012
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 25, 2017
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,448.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4826 RIVERWALK DR ST CLOUD FL 34771, ST CLOUD, FL 34771

Mortgage

Document Number51841205
DateJul 26, 2017
Book Page005184/001205
Instrument108013
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 25, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,609.00 (-8.5%) Homeowner's exemption$300,400 (-1.54%) Land $40,000 Building $260,400$300,400 (-1.54%) Land $40,000 Building $260,400
2023$5,037.00 (+14.56%)$305,100 (+25.14%) Land $14,900 Building $290,200$305,100 (+25.14%) Land $14,900 Building $290,200
2022$4,397.00$243,800 Land $14,900 Building $228,900$243,800 Land $14,900 Building $228,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 148 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
133 of 148 on primary residences
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022, river or lake flooding, Hurricane Ian
Flood Events
  • Hurricane Irma (Sep 2017), 2 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 633 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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