Osceola County property record for 4832 Riverwalk Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,695 sqft · built 2017 |
| Lot Size | 0.069 acres (3,005 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $225,000 (Dec 2020) |
| Tax Bill | $4,994 (2025) |
| Deeds & Mortgages | Sep 2024 Transfer Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 31-25-31-0840-0001-1940 |
| Primary APN | 31-25-31-0840-0001-1940 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,695 sqft Living Area |
| Gross Area | 2,107 sqft |
| 1st Floor Area | 807 sqft |
| Upper Floors Area | 888 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,005 sqft (0.069 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 118 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4832 RIVERWALK DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 194 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK PH 1A |
| Legal Phase | 1A |
| Legal Tract | 840 |
| Legal Block | 1940 |
| Legal Lot Number | 194 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 43600 |
Source: Osceola County assessment roll, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1414 WINDJAMMER PL, VALRICO, FL 33594-4474 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 13, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST HOME BANK |
| Aug 8, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2020 · Amount on Record |
| Deed Sale | Dec 28, 2020 · Amount on Record |
| Prior Sale | Aug 8, 2017 · Amount on Record |
| Deed Document Number | 2020175396 |
| Deed Book / Page | 5858 / 1967 |
| Last Transfer Date | Jul 1, 2024 |
| Transfer Doc | 0066640995 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 13, 2024 |
| Property Address | 4832 RIVERWALK DR, SAINT CLOUD, FL 34771-7555 |
| Document Number | 0066640995 |
| Book / Page | 6664 / 995 |
| Map Reference | MB 19 PG 22-25 |
| Instrument Date | Jul 1, 2024 |
| Instrument | 2024117800 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1414 WINDJAMMER PL, VALRICO, FL 33594-4474 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1414 WINDJAMMER PL, VALRICO, FL 33594-4474 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 28, 2020 |
| Property Address | 4832 RIVERWALK DR, SAINT CLOUD, FL 34771-7555 |
| Document Number | 0058581967 |
| Book / Page | 5858 / 1967 |
| Map Reference | MB 19 PG 22-25 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2020175396 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12001 DENNISON CT, 12001, ORLANDO, FL 32821-7624 |
| Name | Verified Name |
|---|---|
| Address | 1414 WINDJAMMER PL, VALRICO, FL 33594-4474 |
| Document Number | 0058581969 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 5858/1969 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 8, 2017 |
| Property Address | 4832 RIVERWALK DR, SAINT CLOUD, FL 34771-7555 |
| Document Number | 0051902534 |
| Book / Page | 5190 / 2534 |
| Map Reference | MB19 PG22-25 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 2017114012 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,337.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149 |
| Name | Verified Name |
|---|---|
| Address | 4832 RIVERWALK DR, SAINT CLOUD, FL 34771-7555 |
| Document Number | 0051902535 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 5190/2535 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,994.00 (+4.76%) | $278,800 (-0.82%) Land $40,000 Building $238,800 | $278,800 (-0.82%) Land $40,000 Building $238,800 |
| 2024 | $4,767.00 (+5.84%) | ||
| 2023 | $4,504.00 (+14.63%) | $281,100 (+24.99%) Land $14,900 Building $266,200 | $281,100 (+24.99%) Land $14,900 Building $266,200 |
| 2022 | $3,929.00 | $224,900 Land $14,900 Building $210,000 | $224,900 Land $14,900 Building $210,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures