4832 Ed McClain Rd, Monrovia, MD 21770 Property Records

Frederick County property record for 4832 Ed McClain Rd, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,806 sqft · built 1964
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Company Names on Record
Last Sale	$115,000 (Oct 1987)
Tax Bill	$5,375 (2024)
Deeds & Mortgages	Jul 2022 Transfer Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-226877`

Property Details

APN / Parcel Number

Primary APN	`09-226877`
Alternative APNs	`9226877` `226877`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,806 sqft Living Area
Gross Area	4,638 sqft
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	62,726 sqft (1.44 acres)
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	152 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	226877
Street Address	4832 ED MCCLAIN RD
City	MONROVIA
State	MD
Zip	21770-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 1.44 AC W/S ED MCCLAIN RD. AT NORTH END
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2003
Census Tract	752102

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	4832 ED MCCLAIN RD, MONROVIA, MD 21770-9603
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Gift Deed, Transfer
Oct 24, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 1987 · Amount on Record
Deed Sale	Oct 6, 1987 · Amount on Record
Prior Sale	Nov 1, 1982 · Amount on Record
Deed Book / Page	1449 / 480
Last Transfer Date	Jun 27, 2022
Transfer Doc	0160500096
Record Updated	Jun 8, 2026

July 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 25, 2022
Property Address	4832 ED MCCLAIN RD, MONROVIA, MD 21770-9603
Document Number	0160500096
Book / Page	16050 / 96
Instrument Date	Jun 27, 2022
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4832 ED MCCLAIN RD, MONROVIA, MD 21770-9603

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4832 ED MCCLAIN RD, MONROVIA, MD 21770-9603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0132950460
Date	Oct 24, 2019
Book Page	13295/0460

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4832 ED MCCLAIN RD, MONROVIA, MD 21770-9603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134170048
Date	Dec 20, 2019
Book Page	13417/0048

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$475,433 (+12.73%)	$532,700 (+19.23%) Land $223,900 Building $308,800
2024	$5,375.00 (+8.3%)
2023	$4,963.00 Homeowner's exemption	$421,733	$446,800 Land $160,900 Building $285,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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