4816 Ed McClain Rd, Monrovia, MD 21770 Property Records

Frederick County property record for 4816 Ed McClain Rd, Monrovia, MD 21770 · Last verified January 2024

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,076 sqft · built 1985
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on File
Last Sale	$669,000 (Jan 2024)
Tax Bill	$5,514 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-260730`

Property Details

APN / Parcel Number

Primary APN	`09-260730`
Alternative APNs	`9260730` `260730`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,076 sqft Total Area
1st Floor Area	1,248 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Mixed
Garage Area	1,844 sqft
Parking Spaces	6 Parking Spaces
Porch	Enclosed Porch
Porch Area	234 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	260730
Old Parcel Number	9260730
Street Address	4816 ED MCCLAIN RD
City	MONROVIA
State	MD
Zip	21770-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 6R PLAT 1 1.904 AC W/S ED MCCLAIN ROAD BUSH CREEK ESTATES
Legal Subdivision	MCCLAIN ROAD BUSH CREEK ESTATES
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2003
Census Tract	752102

Owner

Source: Frederick County records · APN 09-260730

Assessment roll updated July 1, 2023 · Last verified January 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4816 ED MCCLAIN RD, MONROVIA, MD 21770-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Jan 08, 2024	Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Sep 01, 2017	Deed of Trust, Mortgage · Commercial Mortgage DAMASCUS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 08, 2024 · Amount on Record
Deed Sale	Jan 08, 2024 · Amount on Record
Deed Document Number	0016725327
Deed Book / Page	16725 / 327
Record Updated	Jun 07, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4816 ED MCCLAIN RD, MONROVIA, MD 21770-9603
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 ED MCCLAIN RD, MONROVIA, MD 21770-9603

Mortgage

Document Number	0175750421
Date	Oct 27, 2025
Book Page	17575/421

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2045

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 08, 2024
Property Address	4816 ED MCCLAIN RD, MONROVIA, MD 21770-9603
Document Number	0167250327
Book / Page	16725 / 327
Map Reference	MB 29 PL 30
Instrument Date	Dec 15, 2023
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,672.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4816 ED MCCLAIN RD, MONROVIA, MD 21770-9603

Mortgage

Document Number	0016725335
Date	Jan 08, 2024
Instrument	16725/335

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4816 ED MCCLAIN RD, MONROVIA, MD 21770-9603
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120100058
Date	Sep 01, 2017
Book Page	12010/0058
Instrument	12010-0058

Lender

Name	DAMASCUS COMMUNITY BANK
Type	Bank
Address	DAMASCUS, MD 20872

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified January 2024

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,514.00 Homeowner's exemption	$485,500	$521,900 Land $165,100 Building $356,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217521022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2003, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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5G and 4G LTE

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