4826 Ed McClain Rd, Monrovia, MD 21770 Property Records

Frederick County property record for 4826 Ed McClain Rd, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1978
Lot Size	0.679 acres (29,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jul 2004)
Tax Bill	$4,106 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-260757`

Property Details

APN / Parcel Number

Primary APN	`09-260757`
Alternative APNs	`9260757` `260757`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Total Area
1st Floor Area	1,456 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	29,620 sqft (0.679 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	260757
Old Parcel Number	9260757
Street Address	4826 ED MCCLAIN RD
City	MONROVIA
State	MD
Zip	21770-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT #8, PLAT 1, 0.68 W/S MCCLAIN RD BUSH CREEK EST
Legal Subdivision	BUSH CREEK
Legal Lot Number	8
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2003
Census Tract	752102

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4826 ED MCCLAIN RD, MONROVIA, MD 21770-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 23, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2004 · Amount on Record
Deed Sale	Jul 19, 2004 · Amount on Record
Prior Sale	May 31, 2001 · Amount on Record
Deed Document Number	045668
Deed Book / Page	4735 / 543
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4826 ED MCCLAIN RD, MONROVIA, MD 21770-9603
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0143920043
Date	Dec 23, 2020
Book Page	14392/43

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4826 ED MCCLAIN RD, MONROVIA, MD 21770-9603
Document Number	0131950005
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4826 ED MCCLAIN RD MONROVIA MD 217709603, MONROVIA, MD 21770-9603

Mortgage

Document Number	0131950005
Date	Sep 9, 2019
Book Page	013195/000005

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,106.00 Homeowner's exemption	$364,533	$389,800 Land $144,000 Building $245,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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