4831 Ledgestone Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 4831 Ledgestone Dr, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,406 sqft · built 2014
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,500 (May 2017)
Tax Bill	$6,924 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2017 Sale & Mortgage
APN	`17-04-0-202-008`

Property Details

APN / Parcel Number

Primary APN	`17-04-0-202-008`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,406 sqft Living Area
Upper Floors Area	85 sqft
Basement Area	1,406 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Mixed
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	366 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4831 LEDGESTONE DR
City	SMITHTON
State	IL
Zip	62285-3038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEDGESTONE ESTATES LOT 42 A02726020
Legal Subdivision	LEDGESTONE ESTATES
Legal Block	202
Legal Lot Number	42
Jurisdiction	ST CLAIR IL
Township / Civil Division	PRAIRIE DU LONG
Census Block Group	4
Census Block	4034
Census Tract	504001

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4831 LEDGESTONE DR, SMITHTON, IL 62285-3038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FCB BANKS
May 5, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST CNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2017 · Amount on Record
Deed Sale	May 5, 2017 · Amount on Record
Prior Sale	Jan 15, 2014 · Amount on Record
Deed Document Number	20172536004
Prior Transfer Date	Jul 16, 2013
Prior Transfer Doc	0002377064
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Nov 16, 2021
Property Address	4831 LEDGESTONE DR, SMITHTON, IL 62285-3038
Document Number	0A02726020
Map Reference	DOC A02027231
Instrument Date	Nov 10, 2021
Instrument	A02726020
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4831 LEDGESTONE DR, SMITHTON, IL 62285-3038

Mortgage

Document Number	0A02726021
Date	Nov 16, 2021
Instrument	A02726021

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Interest

Rate	2.75%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 5, 2017
Property Address	4831 LEDGESTONE DR, SMITHTON, IL 62285-3038
Document Number	00A2536004
Instrument Date	May 5, 2017
Instrument	2536004
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4831 LEDGESTONE DR SMITHTON IL 622853038, SMITHTON, IL 62285-3038

Mortgage

Document Number	A2536005
Date	May 5, 2017
Instrument	2536005

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Prairie Du Long Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,924.00 (+4.91%) Homeowner's exemption	$92,233 (+6.39%) Land $19,840 Building $72,393	$276,699 (+6.39%) Land $59,520 Building $217,179
2024	$6,600.00 (+31.47%)	$86,690 (+15.23%) Land $19,394 Building $67,296	$260,070 (+15.23%) Land $58,182 Building $201,888
2022		$75,235 Land $16,831 Building $58,404	$225,705 Land $50,493 Building $175,212
2019	$5,020.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015–2017)
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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