4822 Ledgestone Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 4822 Ledgestone Dr, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,709 sqft · built 2015
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,000 (May 2021)
Tax Bill	$8,864 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2020 Mortgage + 1 more
APN	`17-04-0-205-006`

Property Details

APN / Parcel Number

Primary APN	`17-04-0-205-006`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,709 sqft Living Area
Basement Area	1,709 sqft
Unfinished Basement	1,709 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Mixed
Garage Area	801 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	384 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4822 LEDGESTONE DR
City	SMITHTON
State	IL
Zip	62285-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEDGESTONE ESTATES LOT 33 A02701601
Legal Subdivision	LEDGESTONE ESTATES
Legal Block	205
Legal Lot Number	33
Jurisdiction	ST CLAIR IL
Township / Civil Division	PRAIRIE DU LONG
Census Block Group	4
Census Block	4035
Census Tract	504001

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4822 LEDGESTONE DR, SMITHTON, IL 62285-3042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK
May 8, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/WATERLOO
Aug 15, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	20212701601
Prior Transfer Date	Jul 16, 2013
Prior Transfer Doc	0002377064
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 27, 2021
Property Address	4822 LEDGESTONE DR, SMITHTON, IL 62285-3042
Document Number	A02701601
Map Reference	DOC A02027231
Instrument Date	May 26, 2021
Instrument	A02701601
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ACCENT TITLE, ACCENT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4822 LEDGESTONE DR, SMITHTON, IL 62285-3042

Mortgage

Document Number	A02701602
Date	May 27, 2021
Instrument	A02701602

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate	3%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4822 LEDGESTONE DR, SMITHTON, IL 62285-3042
Document Number	00A2651284
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4822 LEDGESTONE DR SMITHTON IL 622853042, SMITHTON, IL 62285-3042

Mortgage

Document Number	00A2651284
Date	May 18, 2020
Instrument	2651284

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 17, 2035

Interest

Rate	2.37%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 15, 2018
Property Address	4822 LEDGESTONE DR, SMITHTON, IL 62285-3042
Document Number	00A2586631
Instrument Date	Aug 14, 2018
Instrument	2586631
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	TOWN AND COUNTRY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4822 LEDGESTONE DR SMITHTON IL 622853042, SMITHTON, IL 62285-3042

Mortgage

Document Number	A2586632
Date	Aug 15, 2018
Instrument	2586632

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Prairie Du Long Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,864.00 (+59.57%)	$110,389 (+36.06%) Land $19,317 Building $91,072	$331,167 (+36.06%) Land $57,951 Building $273,216
2022		$81,133 Land $16,387 Building $64,746	$243,399 Land $49,161 Building $194,238
2019	$5,555.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015–2017)
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Ledgestone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures