4823 Ledgestone Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 4823 Ledgestone Dr, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,554 sqft · built 2011
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Dec 2019)
Tax Bill	$7,821 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Aug 2018 Sale & Mortgage
APN	`17-04-0-202-006`

Property Details

APN / Parcel Number

Primary APN	`17-04-0-202-006`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,554 sqft Living Area
Basement Area	1,594 sqft
Unfinished Basement	1,594 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	12,632 sqft (0.29 acres)
Garage Area	736 sqft
Porch	Porch
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4823 LEDGESTONE DR
City	SMITHTON
State	IL
Zip	62285-3038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEDGESTONE ESTATES LOT 44 A02634912
Legal Subdivision	LEDGESTONE ESTATES
Legal Block	202
Legal Lot Number	44
Jurisdiction	ST CLAIR IL
Township / Civil Division	PRAIRIE DU LONG
Census Block Group	4
Census Block	4034
Census Tract	504001

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4823 LEDGESTONE DR, SMITHTON, IL 62285-3038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Warranty Deed, Transfer · VA Mortgage AMERICAN PORTFOLIO MTG
Aug 21, 2018	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	20192634912
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 2, 2019
Property Address	4823 LEDGESTONE DR, SMITHTON, IL 62285-3038
Document Number	00A2634912
Instrument Date	Nov 22, 2019
Instrument	2634912
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$373.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 WESTHAVEN MEADOWS DR BELLEVILLE IL 622202864, BELLEVILLE, IL 62220-2864

Mortgage

Document Number	A2634913
Date	Dec 2, 2019
Instrument	2634913

Lender

Name	AMERICAN PORTFOLIO MTG
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 21, 2018
Property Address	4823 LEDGESTONE DR, SMITHTON, IL 62285-3038
Document Number	00A2587446
Instrument Date	Aug 17, 2018
Instrument	2587446
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4823 LEDGESTONE DR SMITHTON IL 622853038, SMITHTON, IL 62285-3038

Mortgage

Document Number	A2587447
Date	Aug 21, 2018
Instrument	2587447

Lender

Name	DIETERICH BK NA
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Prairie Du Long Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,821.00 (+44.62%)	$103,402 (+25.83%) Land $19,839 Building $83,563	$310,206 (+25.83%) Land $59,517 Building $250,689
2022		$82,173 Land $16,830 Building $65,343	$246,519 Land $50,490 Building $196,029
2019	$5,408.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015–2017)
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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