4830 Hal Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4830 Hal Dr, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,516 sqft · built 1960
Lot Size	0.33 acres (14,400 sqft)
Owner	Company Name on File
Last Sale	$645,000 (Mar 2023)
Tax Bill	$655 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`129G F 025`

Property Details

APN / Parcel Number

Primary APN	`129G F 025`
Alternative APN	`0000055464`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,516 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,400 sqft (0.33 acres)
Lot Dimensions	120 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000055464
Street Address	4830 HAL DR
City	CHATTANOOGA
State	TN
Zip	37416-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 21 LAKE TERRACE REV PB 20 PG 17
Legal Subdivision	LAKE TERRACE
Legal Lot Number	21
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2006
Census Tract	11402

Owner

4830 Hal Dr is owned by a company that bought it in March 2023.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Company Name on File
Mailing Address	1815 BAILEY AVE, CHATTANOOGA, TN 37404-3006
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Commercial Mortgage VONTIVE INC
Mar 8, 2023	Warranty Deed, Transfer · Commercial Mortgage N CHRISTOPHER ESLINGER ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023 · Amount on File
Deed Sale	Mar 8, 2023 · Amount on File
Prior Sale	Dec 12, 2008 · Amount on File
Deed Document Number	2023030800073
Deed Book / Page	13231 / 203
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4830 HAL DR, CHATTANOOGA, TN 37416-2314
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 BAILEY AVE A, A, CHATTANOOGA, TN 37404-3006

Mortgage

Document Number	0000000192
Date	Mar 5, 2026
Book Page	14217/655
Instrument	2026030500192

Lender

Name	VONTIVE INC
Type	Mortgage Company
Address	SEATTLE, WA 98104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 1, 2027

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 8, 2023
Property Address	4830 HAL DR, CHATTANOOGA, TN 37416-2314
Document Number	0000000073
Book / Page	13231 / 203
Map Reference	MB 20 PG 17
Instrument Date	Feb 24, 2023
Instrument	2023030800073
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,386.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 BAILEY AVE, CHATTANOOGA, TN 37404-3006
Investor	Possibly a Property Investor

Mortgage

Document Number	0132310206
Date	Mar 8, 2023
Instrument	13231-0206

Lender

Name	N CHRISTOPHER ESLINGER ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	35 Months
Due	Feb 24, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4830 Hal Dr was $655, up 3.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$655.00 (+3.8%)	$43,275 (+53.32%)	$173,100 (+53.32%) Land $60,000 Building $113,100
2024	$631.00	$28,225 (-)	$112,900 (-) Land $30,000 Building $82,900
2023	$631.00	$28,225 (-)	$112,900 (-) Land $30,000 Building $82,900
2022	$631.00	$28,225	$112,900 Land $30,000 Building $82,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4830 Hal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2011–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4830 Hal Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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