4816 Hal Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4816 Hal Dr, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft · built 1958
Lot Size	0.465 acres (20,281 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jun 2026)
Tax Bill	$607 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`129G F 018`

Property Details

APN / Parcel Number

Primary APN	`129G F 018`
Alternative APN	`0000055457`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,281 sqft (0.465 acres)
Lot Dimensions	241 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000055457
Street Address	4816 HAL DR
City	CHATTANOOGA
State	TN
Zip	37416-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 28 LAKE TERRACE REV PB 20 PG 17
Legal Subdivision	LAKE TERRACE
Legal Lot Number	28
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2006
Census Tract	11402

Owner

4816 Hal Dr is owned and occupied by an individual who bought it in June 2026.

Source: Hamilton County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4816 HAL DR, CHATTANOOGA, TN 37416-2326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Mar 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Sep 18, 1996 · Amount on File
Deed Document Number	2026164
Deed Book / Page	14340 / 23
Prior Transfer Date	Aug 2, 2010
Prior Transfer Doc	0000000318
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 18, 2026
Property Address	4816 HAL DR, CHATTANOOGA, TN 37416-2326
Document Number	0000000164
Book / Page	14340 / 23
Instrument Date	Jun 18, 2026
Instrument	2026164
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,529.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 HAL DR, CHATTANOOGA, TN 37416-2326

Mortgage

Document Number	0000000165,
Date	Jun 18, 2026
Instrument	202618165

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4816 HAL DR, CHATTANOOGA, TN 37416-2326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000117
Date	Mar 28, 2017
Book Page	11009/563
Instrument	2017032800117

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4816 Hal Dr was $607, down 10.3% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$607.00 (-10.34%)	$40,100 (+32.34%)	$160,400 (+32.34%) Land $60,000 Building $100,400
2024	$677.00	$30,300 (-)	$121,200 (-) Land $30,000 Building $91,200
2023	$677.00	$30,300 (-)	$121,200 (-) Land $30,000 Building $91,200
2022	$677.00	$30,300	$121,200 Land $30,000 Building $91,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4816 Hal Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2011–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4816 Hal Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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