4826 Hal Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4826 Hal Dr, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	1 ba · 928 sqft · built 1960
Lot Size	0.365 acres (15,937 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Sep 2022)
Tax Bill	$837 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`129G F 023`

Property Details

APN / Parcel Number

Primary APN	`129G F 023`
Alternative APN	`0000055462`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	928 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,937 sqft (0.365 acres)
Lot Dimensions	106 ft deep x 124 ft wide
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000055462
Street Address	4826 HAL DR
City	CHATTANOOGA
State	TN
Zip	37416-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 23 LAKE TERRACE REV PB 20 PG 17
Legal Subdivision	LAKE TERRACE
Legal Lot Number	23
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2006
Census Tract	11402

Owner

4826 Hal Dr is owned and occupied by an individual who bought it in September 2022.

Source: Hamilton County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4826 HAL DR, CHATTANOOGA, TN 37416-2314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU
Jun 3, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST JACKSON BK
Oct 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Oct 1, 2018	Quit Claim Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	Jun 3, 2019 · Amount on File
Deed Document Number	2022304
Deed Book / Page	13086 / 199
Prior Transfer Date	May 15, 2007
Prior Transfer Doc	0000000323
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 12, 2022
Property Address	4826 HAL DR, CHATTANOOGA, TN 37416-2314
Document Number	0000000304
Book / Page	13086 / 199
Map Reference	MB 20 PG 17
Instrument Date	Sep 6, 2022
Instrument	2022091200304
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4826 HAL DR, CHATTANOOGA, TN 37416-2314

Mortgage

Document Number	0130860202
Date	Sep 12, 2022
Instrument	13086-0202

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	289 Months
Due	Oct 1, 2046

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 3, 2019
Property Address	4826 HAL DR, CHATTANOOGA, TN 37416-2314
Document Number	0603000254
Book / Page	011657 / 000967
Instrument Date	May 29, 2019
Instrument	190603000254
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$529.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4826 HAL DR CHATTANOOGA TN 374162314, CHATTANOOGA, TN 37416-2314

Mortgage

Document Number	603000255
Date	Jun 3, 2019
Book Page	011657/000969
Instrument	190603000255

Lender

Name	FIRST JACKSON BK
Type	Bank
Address	STEVENSON, AL 35772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 2, 2039

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 1, 2018
Property Address	4826 HAL DR, CHATTANOOGA, TN 37416-2314
Document Number	1001000155
Book / Page	011466 / 000067
Instrument Date	Sep 27, 2018
Instrument	181001000155
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$451.03
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4826 HAL DR CHATTANOOGA TN 374162314, CHATTANOOGA, TN 37416-2314

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 1, 2018
Property Address	4826 HAL DR, CHATTANOOGA, TN 37416-2314
Document Number	1001000154
Book / Page	011466 / 000064
Instrument Date	Sep 27, 2018
Instrument	181001000154
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4826 HAL DR CHATTANOOGA TN 374162314, CHATTANOOGA, TN 37416-2314

Tax Assessment & Valuation

The 2025 property tax bill for 4826 Hal Dr was $837, up 34.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$837.00 (+34.78%)	$55,250 (+98.92%)	$221,000 (+98.92%) Land $60,000 Building $161,000
2024	$621.00	$27,775 (-)	$111,100 (-) Land $30,000 Building $81,100
2023	$621.00	$27,775 (-)	$111,100 (-) Land $30,000 Building $81,100
2022	$621.00	$27,775	$111,100 Land $30,000 Building $81,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4826 Hal Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2011–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4826 Hal Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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