467 Saddlebrook Ln, Naples, FL 34110 Property Records

Collier County property record for 467 Saddlebrook Ln, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	2,911 sqft · built 2007
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Feb 2022)
Tax Bill	$9,054 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jan 2022 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`412650 93A23`

Property Details

APN / Parcel Number

Primary APN	`412650 93A23`
Alternative APN	`50940009522`

Interior

Stories	2 Stories
Building Area	2,911 sqft Living Area
1st Floor Area	2,911 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Masonry / Concrete Block
Lot Area	11,761 sqft (0.27 acres)
Pool Area	240 sqft
Deck Area	908 sqft

Location & Zoning

Street Address	467 SADDLEBROOK LN
City	NAPLES
State	FL
Zip	34110-1379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	HORSE CREEK ESTATES LOT 9
Legal Range	25
Legal Township	48
Legal Section	23
Legal Subdivision	HORSE CREEK ESTATES
Legal Tract	412650
Legal Block	1
Legal Lot Number	9
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1000
Census Tract	10108

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	467 SADDLEBROOK LN, NAPLES, FL 34110-1379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Jan 6, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 9, 2020	Warranty Deed, Transfer COTTRELL TITLE AND ESCROW, COTTRELL TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	20226211685
Deed Book / Page	6090 / 724
Prior Transfer Date	Jan 6, 2022
Prior Transfer Doc	0060672367
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 28, 2022
Property Address	467 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number	0060900724
Book / Page	6090 / 724
Map Reference	MB 41 PG 74-81
Instrument Date	Feb 23, 2022
Instrument	6211685
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	LYONS TITLE AND TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4361 RIVER BOTTOM DR, 4361, NORCROSS, GA 30092-1361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	467 SADDLEBROOK LN, NAPLES, FL 34110-1379

Mortgage

Document Number	0006090726
Date	Feb 28, 2022
Instrument	6090/726

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 6, 2022
Property Address	467 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number	0060672367
Book / Page	6067 / 2367
Map Reference	MB 41 PG 74-81
Instrument Date	Jan 6, 2022
Instrument	6185916
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	467 SADDLEBROOK LN, NAPLES, FL 34110-1379

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 9, 2020
Property Address	467 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number	0057852076
Book / Page	005785 / 002076
Instrument Date	Jul 8, 2020
Instrument	5891006
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	COTTRELL TITLE AND ESCROW, COTTRELL TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$4,690.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	467 SADDLEBROOK LN NAPLES FL 341101379, NAPLES, FL 34110-1379

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$934,306 (+2.7%)	$1,002,582 (-9.1%) Land $396,681 Building $605,901
2025	$9,054.00 (+3.19%) Homeowner's exemption	$909,743 (+5.99%)	$1,102,952 (+7.94%) Land $468,759 Building $634,193
2023	$8,774.00 (+1.61%) Homeowner's exemption	$858,353 (+41.77%)	$1,021,863 (-3.05%) Land $346,711 Building $675,152
2022	$8,635.00	$605,453	$1,054,057 Land $335,945 Building $718,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 483 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	579 units insured incl. 96 condo units
Nearby Flood Claims	106 (1980–2024)
Claims Outside the SFHA	10 of 106
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 35 claims Hurricane Ian, Sep 2022 · 28 claims Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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