483 Franklin St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 483 Franklin St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,339 sqft · built 1980
Lot Size	1.31 acres (57,064 sqft)
Owner	Company Name on Record
Last Sale	$725,000 (Jul 2026)
Tax Bill	$14,506 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:038.0-0000-0172.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:038.0-0000-0172.0`
Alternative APNs	`M:038.0=0000=0172.0` `1760000000050` `1760000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,339 sqft Living Area
Gross Area	5,798 sqft
1st Floor Area	1,782 sqft
Basement Area	1,411 sqft
Unfinished Basement	1,411 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,064 sqft (1.31 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1760000000050
Street Address	483 FRANKLIN ST
City	READING
State	MA
Zip	01867-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4000
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	52 TAMARACK RD, READING, MA 01867-1840
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage EAGLE BANK
Jul 1, 2026	Quit Claim Deed, Transfer
Jun 29, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CITIBANK NYS
Nov 17, 2025	Quit Claim Deed, Transfer RFLF 4 LLC
Nov 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Jun 29, 2026 · Amount on Record
Deed Document Number	202681103
Deed Book / Page	85827 / 4
Transfer Doc	70223-159
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Recording Date	Jul 30, 2026
Property Address	483 FRANKLIN ST, READING, MA 01867-1221
Document Number	0000095468
Book / Page	85951 / 57
Instrument Date	Jul 30, 2026
Instrument	202695468
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095468,
Date	Jul 30, 2026
Book Page	85951/57
Instrument	202695468

Lender

Name	EAGLE BANK

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2027

Interest

Rate	6.43%
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jul 1, 2026
Property Address	483 FRANKLIN ST, READING, MA 01867-1221
Document Number	0000081103
Book / Page	85827 / 4
Instrument Date	Jun 30, 2026
Instrument	202681103
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 TAMARACK RD, READING, MA 01867-1840

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jun 29, 2026
Property Address	483 FRANKLIN ST, READING, MA 01867-1221
Document Number	0000078826
Book / Page	85806 / 107
Instrument Date	Jun 17, 2026
Instrument	202678826
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	483 FRANKLIN ST, READING, MA 01867-1221

Mortgage

Date	Jun 29, 2026

Lender

Name	CITIBANK NYS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Nov 17, 2025
Property Address	483 FRANKLIN ST, READING, MA 01867-1221
Document Number	084888-564
Book / Page	84888 / 564
Instrument Date	Nov 14, 2025
Instrument	140870
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 W PARK DR STE 280F, 280F, WESTBOROUGH, MA 01581-3942

Mortgage

Document Number	0000140871
Date	Nov 17, 2025
Instrument	140871

Lender

Name	RFLF 4 LLC

Agreement

Amount	Amount Recorded

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Nov 13, 2017
Property Address	483 FRANKLIN ST, READING, MA 01867-1221
Document Number	70223-159
Book / Page	070223 / 000159
Instrument Date	Oct 3, 2017
Instrument	184156
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	483 FRANKLIN ST READING MA 018671221, READING, MA 01867-1221

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,506.00 (+0.19%)	$1,273,600 (+3.1%) Land $579,100 Building $694,500	$1,432,315 (+17.39%)
2024	$14,478.00 (+6.75%)	$1,235,300 (+14.67%) Land $561,600 Building $673,700	$1,220,085
2023	$13,563.00	$1,077,300 Land $489,200 Building $588,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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