Middlesex County and Reading Town property record for 480 Franklin St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,932 sqft · built 1820 |
| Lot Size | 0.51 acres (22,211 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Nov 1991) |
| Tax Bill | $9,340 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:038.0-0000-0101.0 |
| Primary APN | READ M:038.0-0000-0101.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 3,104 sqft |
| Basement Area | 532 sqft |
| Unfinished Basement | 532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,211 sqft (0.51 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1530000000070 |
|---|---|
| Street Address | 480 FRANKLIN ST |
| City | READING |
| State | MA |
| Zip | 01867-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 334300 |
480 Franklin St is owned and occupied by two individuals who bought it in November 1991.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 480 FRANKLIN ST, READING, MA 01867-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 1991 · Amount on File |
| Deed Sale | Nov 26, 1991 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 480 Franklin St was $9,340, up 3.4% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,340.00 (+3.44%) | $852,200 (+7.51%) Land $536,700 Building $307,500 | $817,608 (-3.61%) |
| 2025 | $9,029.00 (+0.18%) | $792,700 (+3.08%) Land $498,900 Building $293,800 | $848,255 (+7.83%) |
| 2024 | $9,013.00 (+6.7%) | $769,000 (+14.62%) Land $483,800 Building $285,200 | $786,695 |
| 2023 | $8,447.00 | $670,900 Land $421,400 Building $249,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 480 Franklin St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 480 Franklin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
5G (outdoors only) and 4G LTE
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