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499 Franklin St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 499 Franklin St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,607 sqft · built 1970
Lot Size0.616 acres (26,816 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Jul 2014)
Tax Bill$11,659 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNREAD M:038.0-0000-0174.0

Property Details

APN / Parcel Number

Primary APNREAD M:038.0-0000-0174.0
Alternative APNs
  • M:038.0=0000=0174.0
  • 1760000000070
  • 1760000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,607 sqft Living Area
Gross Area5,218 sqft
1st Floor Area2,484 sqft
Basement Area1,206 sqft
Finished Basement1,206 sqft
Unfinished Basement1,206 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1975
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,816 sqft (0.616 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
Heating FuelGas

Location & Zoning

Account Number1760000000070
Street Address499 FRANKLIN ST
CityREADING
StateMA
Zip01867-1221
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group4
Census Block4000
Census Tract334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:038.0-0000-0174.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16 ROBERTS RD, HANOVER, MA 02339-1123
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2014 · Amount on Record
Deed SaleJul 14, 2014 · Amount on Record
Deed Book / Page63908 / 432
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address499 FRANKLIN ST, READING, MA 01867-1221
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number71836-338
DateNov 02, 2018
Book Page71836/338
Instrument169253
Lender
NameWEBSTER FIRST FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term180 Months
DueNov 01, 2033

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,659.00 (+0.19%)$1,023,600 (+3.09%) Land $515,300 Building $508,300$1,159,190 (+7.1%)
2024$11,637.00 (+6.71%)$992,900 (+14.63%) Land $499,700 Building $493,200$1,082,335
2023$10,905.00$866,200 Land $435,300 Building $430,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173343004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1978–2004)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2004, rainfall accumulation, Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 300 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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