4827 Gratiot Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 4827 Gratiot Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	1,800 sqft · built 1935
Lot Size	1.34 acres (58,370 sqft)
Owner	Company Name on File
Last Sale	$69,900 (Aug 2016)
Tax Bill	$772 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-30-001-1031-500`

Property Details

APN / Parcel Number

Primary APN	`74-30-001-1031-500`

Interior

Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Fire Resistance	Fireproof Steel Frame
Lot Area	58,370 sqft (1.34 acres)
Lot Dimensions	572 ft deep x 92 ft wide
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4827 GRATIOT AVE
City	SAINT CLAIR
State	MI
Zip	48079-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Description	BEG N 58D 21M E 969.22' & N 58D 39M E 772.3' FROM INT OF W SEC LINE WITH C.L. GRATIOT, TH N 58D 39M E 92', TH S 35D 22M E 577.6', TH S 34D E 54.39', TH S 58D 36M W 90.69', TH N 35D 22M W 632.14' TO BEG. SEC 1 T5N R16E 1.34 A
Legal Range	16E
Legal Township	05N
Legal Section	01
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1001
Census Tract	640600

Owner

Source: St. Clair County records · APN 74-30-001-1031-500

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2197 KINNEY RD, RILEY, MI 48041-2124
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Sep 04, 2019	Deed of Trust, Mortgage · Line of Credit LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2016 · Amount on Record
Deed Sale	Aug 01, 2016 · Amount on Record
Prior Sale	Jul 09, 2009 · Amount on Record
Deed Document Number	201616752
Deed Book / Page	4733 / 555
Prior Transfer Date	May 12, 2008
Prior Transfer Doc	003844/887
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4827 GRATIOT AVE, SAINT CLAIR, MI 48079-1517
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5439316
Date	Oct 25, 2021
Book Page	5439/316
Instrument	2021029955

Lender

Name	CHOICEONE BANK
Type	Bank
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4827 GRATIOT AVE, SAINT CLAIR, MI 48079-1517
Document Number	0050960878
Instrument Date	Sep 04, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2197 KINNEY RD RILEY MI 480412124, RILEY, MI 48041-2124

Mortgage

Document Number	0050960878
Date	Sep 16, 2019
Book Page	005096/000878

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$772.00 (-77%)	$126,400 (+52.66%)
2024	$3,356.00 (+12.43%)		$252,800 (+52.66%)
2023		$82,800
2022	$2,985.00		$165,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2005 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 56 locations within half a mile of this property.

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