4779 Gratiot Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 4779 Gratiot Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,400 sqft · built 1959
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Apr 2019)
Tax Bill	$2,809 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-001-1029-200`

Property Details

APN / Parcel Number

Primary APN	`74-30-001-1029-200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Lot Area	49,223 sqft (1.13 acres)
Garage Area	1,128 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	4779 GRATIOT AVE
City	SAINT CLAIR
State	MI
Zip	48079-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Description	BEG S 88D 52M W 142' & S 58D 39M W 455.35' FROM N 1/4 COR, TH S 58D 39M W 100', TH S 35D 7M E 492.45', TH N 58D 39M E 100',
Legal Range	16E
Legal Township	05N
Legal Section	01
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1001
Census Tract	640600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4779 GRATIOT AVE, SAINT CLAIR, MI 48079-1518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 17, 2019	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2019 · Amount on Record
Deed Sale	Apr 17, 2019 · Amount on Record
Deed Document Number	20197638
Deed Book / Page	5048 / 373
Prior Transfer Date	Jan 23, 2007
Prior Transfer Doc	0036860954
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 6, 2026
Property Address	4779 GRATIOT AVE, SAINT CLAIR, MI 48079-1518
Document Number	0000013554
Book / Page	5940 / 440
Instrument Date	Jun 27, 2026
Instrument	202613554
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4779 GRATIOT AVE, SAINT CLAIR, MI 48079-1518

Mortgage

Document Number	0000013554,
Date	Jul 6, 2026
Book Page	5940/440
Instrument	202613554

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Dec 1, 2051

Interest

Rate	6.53%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4779 GRATIOT AVE, SAINT CLAIR, MI 48079-1518
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4779 GRATIOT AVE, SAINT CLAIR, MI 48079-1518

Mortgage

Document Number	0000545515
Date	Nov 29, 2021
Book Page	5455/15
Instrument	2021033203

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 17, 2019
Property Address	4779 GRATIOT AVE, SAINT CLAIR, MI 48079-1518
Document Number	0005048373
Book / Page	5048 / 373
Instrument Date	Mar 27, 2019
Instrument	2019007638
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 MINNESOTA AVE, MARYSVILLE, MI 48040-1621

Mortgage

Document Number	2019007639
Date	Apr 17, 2019
Instrument	2019007639

Lender

Name	GOLD STAR MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,100 (+4.41%)	$232,200 (+4.41%)
2025	$2,809.00 (+3.39%) Homeowner's exemption	$111,200 (+21.13%)
2024	$2,717.00 (+12.93%)		$222,400 (+21.13%)
2023		$91,800
2022	$2,406.00		$183,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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