4794 Gratiot Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 4794 Gratiot Ave, Saint Clair, MI 48079

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,418 sqft · built 1958
Lot Size0.961 acres (41,861 sqft)
OwnerIndividual Name on File
Last Sale$219,000 (Dec 2024)
Tax Bill$3,105 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN74-30-700-0004-000

Property Details

APN / Parcel Number

Primary APN74-30-700-0004-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,418 sqft Living Area
1st Floor Area1,418 sqft
Basement Area692 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Lot Area41,861 sqft (0.961 acres)
Lot Dimensions179 ft deep x 143 ft wide
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address4794 GRATIOT AVE
CitySAINT CLAIR
StateMI
Zip48079-1514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB-1
Legal DescriptionLOT 42 SUPERVISORS PLAT OF MILLS LITTLE FARMS T5NR16E
Legal SubdivisionSUPRVRS OF MILLS LITTLE FARMS-
Legal Lot Number42
Legal Unit42
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group1
Census Block1003
Census Tract640600

Owner

4794 Gratiot Ave is owned and occupied by an individual who bought it in December 2024.

Source: St. Clair County records, as of September 17, 2026

Owner of RecordIndividual Name on File
Mailing Address4794 GRATIOT AVE, SAINT CLAIR, MI 48079-1514
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2024 · Amount on File
Deed SaleDec 16, 2024 · Amount on File
Deed Document Number202422056
Deed Book / Page5773 / 857
Prior Transfer DateOct 25, 2024
Prior Transfer Doc0005773884
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address4794 GRATIOT AVE, SAINT CLAIR, MI 48079-1514
Transaction TypeMortgage
Record UpdatedJan 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4794 GRATIOT AVE, SAINT CLAIR, MI 48079-1514

Mortgage

Document Number0005677879
DateDec 20, 2023
Book Page5677/879
Instrument2023021974
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueNov 21, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 4794 Gratiot Ave was $3,105 with a homeowner's exemption, up 66.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionSt. Clair Township
Unified School DistrictMarysville Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,200 (+12.79%)$220,400
2025$3,105.00 (+66.76%) Homeowner's exemption$97,700
2024$1,862.00$195,400
2023$73,300
2022$1,625.00$146,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4794 Gratiot Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4794 Gratiot Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Gratiot Ave

Nearby Streets

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