4825 State Rte 145, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 4825 State Rte 145, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 1915
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Tax Bill	$3,259 (2026)
Deeds & Mortgages	Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`432689 55.-2-18`

Property Details

APN / Parcel Number

Primary APN	`432689 55.-2-18`
Alternative APNs	`268905500000020180000000` `435J100204`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,676 sqft Living Area
1st Floor Area	920 sqft
2nd Floor Area	576 sqft
Upper Floors Area	180 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	274 ft deep x 96.5 ft wide
Garage Type	Detached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	435J100204
Street Address	4825 STATE ROUTE 145
City	COBLESKILL
State	NY
Zip	12043-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	HOUSE & SHOP
Legal Block	2
Legal Lot Number	18.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	3
Census Block	3003
Census Tract	740200

Owner

4825 State Rte 145 is owned and occupied by an individual who acquired it in March 2019.

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4825 STATE ROUTE 145, COBLESKILL, NY 12043-7801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 25, 2019
Transfer Doc	001089/231
Record Updated	Oct 29, 2026

April 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Apr 4, 2019
Property Address	4825 STATE ROUTE 145, COBLESKILL, NY 12043-7801
Document Number	001089/231
Book / Page	1089 / 231
Instrument Date	Mar 25, 2019
Instrument	760114
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4825 STATE ROUTE 145, COBLESKILL, NY 12043-7801

Tax Assessment & Valuation

The 2026 property tax bill for 4825 State Rte 145 was $3,259, up 6.1% from the year before.

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,259.00 (+6.09%)
2025	$3,072.00	$67,600 Land $8,500 Building $59,100	$137,959 Land $17,347 Building $120,612
2023		$67,600 Land $8,500 Building $59,100	$118,596 Land $14,912 Building $103,684
2020	$4,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4825 State Rte 145 in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1996–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4825 State Rte 145 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000