4819 State Rte 145, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 4819 State Rte 145, Cobleskill, NY 12043

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,688 sqft · built 1996
Lot Size15 acres (653,400 sqft)
OwnerIndividual Name on File
Last Sale$239,900 (May 2012)
Tax Bill$6,266 (2026)
Flood ZoneZone X (minimal risk)
APN432689 55.-2-21

Property Details

APN / Parcel Number

Primary APN432689 55.-2-21
Alternative APNs
  • 268905500000020210000000
  • 435J100094

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,688 sqft Living Area
1st Floor Area1,688 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area653,400 sqft (15 acres)
Lot Width340 ft Width
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
Pool Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number435J100094
Street Address4819 STATE ROUTE 145
CityCOBLESKILL
StateNY
Zip12043
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRR
Legal DescriptionRANCH HOUSE GARAG
Legal Block2
Legal Lot Number21.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group3
Census Block3003
Census Tract740200

Owner

4819 State Rte 145, a rural home, is owned by an individual who bought it in May 2012.

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4770 STATE ROUTE 145, COBLESKILL, NY 12043-4108
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2012 · Amount on File
Deed SaleMay 10, 2012 · Amount on File
Prior SaleMar 1, 2006 · Amount on File
Deed Book / Page934 / 211
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 4819 State Rte 145 was $6,266, up 6.1% from the year before.

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,266.00 (+6.08%)
2025$5,907.00$130,000 Land $20,000 Building $110,000$265,306 Land $40,816 Building $224,490
2023$130,000 Land $20,000 Building $110,000$228,070 Land $35,088 Building $192,982
2020$5,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4819 State Rte 145 in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1996–2011)
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4819 State Rte 145 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Nearby Properties on State Rte 145

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