4820 State Rte 145, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 4820 State Rte 145, Cobleskill, NY 12043

Property Summary

Property Type	Apartments (5+ Units)
Details	2,464 sqft · built 1950
Lot Size	4.51 acres (196,456 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,500 (Dec 1997)
Tax Bill	$5,061 (2026)
Flood Zone	Zone X (minimal risk)
APN	`432689 55.-2-20`

Property Details

APN / Parcel Number

Primary APN	`432689 55.-2-20`
Alternative APNs	`268905500000020200000000` `435J100538`

Interior

Units	3 Units
Stories	1 Story
Building Area	2,464 sqft Gross Area
Basement Area	3,140 sqft
Finished Basement	3,140 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	196,456 sqft (4.51 acres)
Lot Width	569 ft Width
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,248 sqft
Patio Area	4,320 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	435J100538
Street Address	4820 STATE ROUTE 145
City	COBLESKILL
State	NY
Zip	12043-7812
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RR
Legal Block	2
Legal Lot Number	20.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	1
Census Block	1020
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4820 STATE ROUTE 145, COBLESKILL, NY 12043-7812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 1997 · Amount on Record
Deed Sale	Dec 11, 1997 · Amount on Record
Deed Book / Page	625 / 201
Last Transfer Date	Mar 26, 1998
Transfer Doc	0630000286
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,061.00 (+6.08%)
2025	$4,771.00 (-36.95%)	$105,000 (-) Land $19,500 Building $85,500	$214,286 (+16.33%) Land $39,796 Building $174,490
2023		$105,000 Land $19,500 Building $85,500	$184,211 Land $34,211 Building $150,000
2020	$7,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000