4825 Royal Pines Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4825 Royal Pines Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,965 sqft · built 2020
Lot Size	0.978 acres (42,602 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Jan 2026)
Tax Bill	$5,048 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-1N-29-3540-00A00-0040`

Property Details

APN / Parcel Number

Primary APN	`10-1N-29-3540-00A00-0040`
Alternative APN	`N29110354000A000040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,965 sqft Living Area
Gross Area	4,938 sqft
1st Floor Area	2,965 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	42,602 sqft (0.978 acres)
Lot Dimensions	292 ft deep x 146 ft wide
Garage Type	Attached
Garage Area	813 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	520 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4825 ROYAL PINES DR
City	MILTON
State	FL
Zip	32571-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ROYAL PINES LOT 4 BLK A AS DES IN OR 3800 PG 2044 LESS ALL MINERAL RIGHTS
Legal Range	29W
Legal Township	1N
Legal Section	10
Legal Subdivision	ROYAL PINES
Legal Block	A
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2000
Census Tract	10708

Owner

4825 Royal Pines Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Santa Rosa County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4825 ROYAL PINES DR, MILTON, FL 32571-1207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Jun 8, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 18, 2018	Warranty Deed, Transfer GUARANTEE TITLE/NORTHWEST FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on File
Deed Sale	Jan 20, 2026 · Amount on File
Prior Sale	Feb 1, 2019 · Amount on File
Deed Document Number	20262838
Deed Book / Page	4700 / 211
Prior Transfer Date	Jan 10, 2006
Prior Transfer Doc	0025550996
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 20, 2026
Property Address	4825 ROYAL PINES DR, PACE, FL 32571-1207
Document Number	0047000211
Book / Page	4700 / 211
Map Reference	MB B PG 150
Instrument Date	Jan 16, 2026
Instrument	202602838
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	PENSACOLA TITLE CO LLC, PENSACOLA TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5940 SARGASSUM LN, MILTON, FL 32583-2358

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4825 ROYAL PINES DR, PACE, FL 32571-1207

Mortgage

Document Number	0004700214
Date	Jan 20, 2026
Instrument	4700/214

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4825 ROYAL PINES DR, PACE, FL 32571-1207
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039592086
Date	Jun 8, 2020
Book Page	3959/2086
Instrument	202027209

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 1, 2019
Property Address	4825 ROYAL PINES DR, PACE, FL 32571-1207
Document Number	0038002044
Book / Page	003800 / 002044
Instrument Date	Jan 25, 2019
Instrument	4010
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7435 PINE LAKE CIR MILTON FL 325705503, MILTON, FL 32570-5503

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 18, 2018
Property Address	4825 ROYAL PINES DR, PACE, FL 32571-1207
Document Number	0037661836
Book / Page	003766 / 001836
Instrument Date	Sep 17, 2018
Instrument	40088
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transaction

Amount	Amount on Record
Tax	$294.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4632 EVELYN ST PACE FL 325711557, PACE, FL 32571-1557

Tax Assessment & Valuation

The 2025 property tax bill for 4825 Royal Pines Dr was $5,048, up 2.8% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,048.00 (+2.83%)	$400,625 (+3.01%) Land $40,000 Building $360,625	$400,625 (+3.01%) Land $40,000 Building $360,625
2024	$4,909.00 (+2.83%)	$388,918 (+5.65%) Land $35,000 Building $353,918	$388,918 (+5.65%) Land $35,000 Building $353,918
2023	$4,774.00 (+6.35%)	$368,114 (+3.85%) Land $33,000 Building $335,114	$368,114 (+3.85%) Land $33,000 Building $335,114
2022	$4,489.00	$354,452	$354,452 Land $28,000 Building $326,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4825 Royal Pines Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2004–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4825 Royal Pines Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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