4845 Royal Pines Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4845 Royal Pines Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,569 sqft · built 1995
Lot Size	0.614 acres (26,789 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jan 2017)
Tax Bill	$1,063 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1N-29-3540-00A00-0071`

Property Details

APN / Parcel Number

Primary APN	`10-1N-29-3540-00A00-0071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,569 sqft Heated Area
Gross Area	2,337 sqft
1st Floor Area	1,989 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Metal
Lot Area	26,789 sqft (0.614 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	348 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	101N29354000A000071
Street Address	4845 ROYAL PINES DR
City	PACE
State	FL
Zip	32571-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ROYAL PINES PORT OF LOT 7 BLK A DES AS: BEG AT NW CORN OF LOT 7 THN S87*18'49E ON N LOT LN 220.85 FT TO POB & CONT 150 FT TO
Legal Range	29W
Legal Township	01N
Legal Section	10
Legal Subdivision	ROYAL PINES
Legal Block	A
Legal Lot Number	2,7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2000
Census Tract	10708

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4845 ROYAL PINES DR, PACE, FL 32571-1207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 12, 2017	Warranty Deed, Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2017 · Amount on Record
Deed Sale	Jan 12, 2017 · Amount on Record
Prior Sale	Dec 1, 2000 · Amount on Record
Deed Document Number	201701306
Deed Book / Page	3590 / 1120
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4845 ROYAL PINES DR, PACE, FL 32571-1207
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4845 ROYAL PINES DR, PACE, FL 32571-1207

Mortgage

Document Number	0042691637
Date	Apr 11, 2022
Book Page	4269/1637
Instrument	202221593

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 12, 2017
Property Address	4845 ROYAL PINES DR, PACE, FL 32571-1207
Document Number	0035901120
Book / Page	3590 / 1120
Instrument Date	Jan 11, 2017
Instrument	201701306
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	PARTNERSHIP TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10443 TAM O SHANTER RD, 10443, PENSACOLA, FL 32514-8306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0035901123
Date	Jan 12, 2017
Book Page	3590/1123
Instrument	201701307

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,063.00 (-7.97%) Homeowner's exemption	$131,660 (+3%)	$194,473 (+1.92%) Land $31,500 Building $162,973
2023	$1,155.00 (+3.4%) Homeowner's exemption	$127,825 (+3%)	$190,802 (+3.44%) Land $29,700 Building $161,102
2022	$1,117.00 Homeowner's exemption	$124,102	$184,462 Land $25,200 Building $159,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2004–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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