4804 Royal Pines Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4804 Royal Pines Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,111 sqft · built 1978
Lot Size	1.01 acres (44,083 sqft)
Owner	Individual Name on Record
Last Sale	$333,000 (Nov 2022)
Tax Bill	$2,746 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1N-29-3540-00C00-0010`

Property Details

APN / Parcel Number

Primary APN	`10-1N-29-3540-00C00-0010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,111 sqft Heated Area
Gross Area	3,236 sqft
1st Floor Area	2,615 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	44,083 sqft (1.01 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
RV Parking	RV Parking
Porch	Open Porch
Porch Area	621 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	101N29354000C000010
Street Address	4804 ROYAL PINES DR
City	PACE
State	FL
Zip	32571-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ROYAL PINES LOT 1 BLK C AS DES IN OR 4345 PG 480 LESS ALL MIN RIGHTS
Legal Range	29W
Legal Township	01N
Legal Section	10
Legal Subdivision	ROYAL PINES
Legal Block	C
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2013
Census Tract	10708

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4804 ROYAL PINES DR, PACE, FL 32571-1244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Nov 17, 2022	Affidavit of Death of Joint Tenant, Transfer CLEAR TITLE
Apr 29, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Nov 17, 2022
Deed Document Number	202264072
Deed Book / Page	4345 / 480
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 17, 2022
Property Address	4804 ROYAL PINES DR, PACE, FL 32571-1244
Document Number	0043450480
Book / Page	4345 / 480
Map Reference	MB B PG 150
Instrument Date	Nov 15, 2022
Instrument	202264072
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,331.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 BAY ST, DEFUNIAK SPRINGS, FL 32435-3046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4804 ROYAL PINES DR, PACE, FL 32571-1244

Mortgage

Document Number	0004345482
Date	Nov 17, 2022
Instrument	4345/482

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2025
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	8%
Index	5-Year TN
Margin	2
Max Rate	11%

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 17, 2022
Property Address	4804 ROYAL PINES DR, PACE, FL 32571-1244
Document Number	0043450477
Book / Page	4345 / 477
Map Reference	MB B PG 150
Instrument Date	Nov 15, 2022
Instrument	202264070
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	CLEAR TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 29, 2022
Property Address	4804 ROYAL PINES DR, PACE, FL 32571-1244
Document Number	0042771471
Book / Page	4277 / 1471
Map Reference	MB B PG 150
Instrument Date	Apr 27, 2022
Instrument	202226021
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3336 PEARL RIDGE RD, PACE, FL 32571-8724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 BAY AVE, DEFUNIAK SPRINGS, FL 32435-2530

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,746.00 (-14.05%) Homeowner's exemption	$248,503 (+1.84%) Land $35,000 Building $213,503	$248,503 (+1.84%) Land $35,000 Building $213,503
2023	$3,195.00 (+12.42%)	$244,024 (+13.41%) Land $33,000 Building $211,024	$244,024 (+13.41%) Land $33,000 Building $211,024
2022	$2,842.00	$215,166	$215,166 Land $28,000 Building $187,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2004–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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