Frederick County property record for 4809 Cap Stine Rd, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,016 sqft · built 1983 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $389,000 (Apr 2017) |
| Tax Bill | $4,543 (2023) |
| Deeds & Mortgages | Apr 2017 Sale Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-440989 |
| Primary APN | 23-440989 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Total Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 168 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 440989 |
|---|---|
| Street Address | 4809 CAP STINE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 303 SEC 3 PLAT 1 CAP STINE RD W FRED'K HIGHLANDS |
| Legal Subdivision | WEST FREDERICK HLNDS SEC 03 PL |
| Legal Lot Number | 303 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 752303 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4809 CAP STINE RD, FREDERICK, MD 21703-7401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2017 | Grant Deed, Transfer LAWYERS SIGNATURE SETTLEMENTS |
| Apr 7, 2017 | Grant Deed, Transfer · FHA Mortgage TOWNEBANK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2017 · Amount on Record |
| Deed Sale | Apr 7, 2017 · Amount on Record |
| Prior Sale | Oct 9, 2015 · Amount on Record |
| Deed Document Number | 0001175696 |
| Deed Book / Page | 11756 / 96 |
| Record Updated | Jun 7, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 7, 2017 |
| Property Address | 4809 CAP STINE RD, FREDERICK, MD 21703-7401 |
| Document Number | 0117560096 |
| Book / Page | 011756 / 000096 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2017 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Tax | $389.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4809 CAP STINE RD FREDERICK MD 217037401, FREDERICK, MD 21703-7401 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 7, 2017 |
| Property Address | 4809 CAP STINE RD, FREDERICK, MD 21703-7401 |
| Document Number | 0117560101 |
| Book / Page | 011756 / 000101 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $389.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4809 CAP STINE RD FREDERICK MD 217037401, FREDERICK, MD 21703-7401 |
| Document Number | 117560102 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 011756/000102 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 6, 2047 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,543.00 | $375,000 Land $105,000 Building $270,000 | $375,000 Land $105,000 Building $270,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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