4818 Ocean Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 4818 Ocean Blvd, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,046 sqft · built 2000
Lot Size0.082 acres (3,599 sqft)
OwnerOwner Name on Record
Last Sale$762,500 (Dec 2002)
Tax Bill$15,097 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-589-3980-2

Property Details

APN / Parcel Number

Primary APNC56-000-589-3980-2
Alternative APN
  • 00-2S-22-0075-0000-0900

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories3 Stories
Building Area3,046 sqft Heated Area
Gross Area4,103 sqft
1st Floor Area990 sqft
Upper Floors Area2,056 sqft
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialClay Tile
Lot Area3,599 sqft (0.082 acres)
Garage TypeFinished
Garage Area549 sqft
PorchOpen Porch
Porch Area508 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4818 OCEAN BLVD
CityDESTIN
StateFL
Zip32541-5742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESTINY BY THE SEA S/D LOT 90
Legal Range22
Legal Township02S
Legal SubdivisionDESTINY BY THE SEA S/D
Legal Lot Number90
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1030
Census Tract23308

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on Record
Mailing Address7054 HEARTLAND CIR, TALLAHASSEE, FL 32312-7559

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2002 · Amount on Record
Deed SaleDec 26, 2002 · Amount on Record
Prior SaleDec 27, 2000 · Amount on Record
Deed Document Number1977606
Deed Book / Page2403 / 4537
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,097.00 (+10.73%)$1,351,581 (+3.38%) Land $608,615 Building $742,966$1,351,581 (+3.38%) Land $608,615 Building $742,966
2023$13,634.00 (+14.81%)$1,307,445 (+21.82%) Land $409,060 Building $898,385$1,307,445 (+21.82%) Land $409,060 Building $898,385
2022$11,875.00$1,073,266 Land $350,055 Building $723,211$1,073,266 Land $350,055 Building $723,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2000)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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