4823 Stephens Rd, Gainesville, GA 30504 Property Records

Hall County property record for 4823 Stephens Rd, Gainesville, GA 30504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 1996
Lot Size	2.22 acres (96,703 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Jun 2026)
Tax Bill	$3,320 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-054A-000-052`

Property Details

APN / Parcel Number

Primary APN	`08-054A-000-052`
Alternative APN	`15395`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,750 sqft Heated Area
1st Floor Area	1,732 sqft
Basement Area	3,447 sqft
Finished Basement	3,447 sqft
Unfinished Basement	17 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Rustic
Exterior Material	Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	96,703 sqft (2.22 acres)
Lot Dimensions	565 ft deep x 318 ft wide
Garage Type	Mixed
Garage Area	1,720 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15395
Street Address	4823 STEPHENS RD
City	GAINESVILLE
State	GA
Zip	30504-8252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	4823 STEPHENS ROAD
Legal Subdivision	SOUTHERN TRACE
Jurisdiction	HALL GA
Township / Civil Division	OAKWOOD
Census Block Group	3
Census Block	3011
Census Tract	1402

Owner

4823 Stephens Rd is owned and occupied by an individual who bought it in June 2026.

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2501 KATHERINE CIR, GAINESVILLE, GA 30506-1843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
May 31, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Aug 2, 2013 · Amount on File
Deed Book / Page	9867 / 583
Record Updated	Oct 29, 2026

June 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HALL GA
Recording Date	Jun 2, 2026
Property Address	4823 STEPHENS RD, GAINESVILLE, GA 30504-8252
Document Number	9867000583
Book / Page	9867 / 583
Instrument Date	Jun 2, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 KATHERINE CIR, GAINESVILLE, GA 30506-1843

Mortgage

Document Number	9867000588,
Date	Jun 2, 2026
Book Page	9867/588

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HALL GA
Recording Date	May 31, 2018
Property Address	4823 STEPHENS RD, GAINESVILLE, GA 30504-8252
Document Number	0080940676
Book / Page	008094 / 000676
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4823 STEPHENS RD GAINESVILLE GA 305048252, GAINESVILLE, GA 30504-8252

Mortgage

Document Number	80940681
Date	May 31, 2018
Book Page	008094/000681

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4823 Stephens Rd was $3,320 with a homeowner's exemption, down 2.2% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,320.00 (-2.24%) Homeowner's exemption	$187,080 (+0.73%) Land $48,960 Building $138,120	$467,700 (+0.73%) Land $122,400 Building $345,300
2025	$3,396.00 Homeowner's exemption	$185,720 Land $48,960 Building $136,760	$464,300 Land $122,400 Building $341,900
2023	$3,613.00 (+8.17%) Homeowner's exemption	$139,480 (+13.51%) Land $15,920 Building $123,560	$348,700 (+13.51%) Land $39,800 Building $308,900
2022	$3,340.00 Homeowner's exemption	$122,880 Land $15,920 Building $106,960	$307,200 Land $39,800 Building $267,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4823 Stephens Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4823 Stephens Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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