4818 Stephens Rd, Gainesville, GA 30504 Property Records

Hall County property record for 4818 Stephens Rd, Gainesville, GA 30504

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,560 sqft · built 1969
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Aug 2021)
Tax Bill	$3,406 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-054-003-005`

Property Details

APN / Parcel Number

Primary APN	`08-054-003-005`
Alternative APN	`15246`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Heated Area
1st Floor Area	1,560 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	81 ft deep x 263 ft wide
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Porch	Slab
Porch Area	112 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15246
Street Address	4818 STEPHENS RD
City	GAINESVILLE
State	GA
Zip	30504-8251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 1 HOLIDAY VILLA EST
Legal Subdivision	HOLIDAY VILLA EST
Legal Lot Number	1
Jurisdiction	HALL GA
Township / Civil Division	OAKWOOD
Census Block Group	2
Census Block	2006
Census Tract	1402

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4818 STEPHENS RD, GAINESVILLE, GA 30504-8251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage HSBC BANK USA
Jul 16, 2018	Grant Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	20217786
Deed Book / Page	8896 / 224
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Aug 5, 2021
Property Address	4818 STEPHENS RD, GAINESVILLE, GA 30504-8251
Document Number	0088960224
Book / Page	8896 / 224
Instrument Date	Aug 5, 2021
Instrument	2021-007786
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 STEPHENS RD, GAINESVILLE, GA 30504-8251

Mortgage

Document Number	0088960000000225
Date	Aug 9, 2021
Book Page	0000008896/0000000225

Lender

Name	HSBC BANK USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Jul 16, 2018
Property Address	4818 STEPHENS RD, GAINESVILLE, GA 30504-8251
Document Number	0081190374
Book / Page	008119 / 000374
Instrument Date	Jul 12, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 STEPHENS RD GAINESVILLE GA 305048251, GAINESVILLE, GA 30504-8251

Mortgage

Document Number	81190375
Date	Jul 16, 2018
Book Page	008119/000375

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,406.00 (+1.01%)	$139,960 (+1.07%) Land $24,440 Building $115,520	$349,900 (+1.07%) Land $61,100 Building $288,800
2025	$3,372.00 (+27.78%)	$138,480 (+38.87%) Land $24,440 Building $114,040	$346,200 (+38.87%) Land $61,100 Building $285,100
2023	$2,639.00 (+15.14%)	$99,720 (+18.26%) Land $15,960 Building $83,760	$249,300 (+18.26%) Land $39,900 Building $209,400
2022	$2,292.00	$84,320 Land $15,960 Building $68,360	$210,800 Land $39,900 Building $170,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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